If the IEP extends into, but ends prior to, the end of the GEP, the individual has
the benefit of the additional time remaining in the current GEP in which to enroll,
with a effective date for SMI being the first of the month after the month of enrollment.
REMINDER: Months that elapse between the end of the IEP and the end of the GEP may count against
the individual for premium penalty purposes if the period of SMI coverage terminates
and the individual subsequently re-enrolls. See HI 01001.010 for information on premium surcharges for late enrollment or re-enrollment.