TN 24 (09-02)
Entitlement to RIB or DIB does not affect the ARF for the spouse benefit. The adjustment
of the reduction factor for a spouse also entitled to RIB or DIB is the same as for
an individual entitled only to spouse's benefits. See RS 00615.490.
The adjusted spouse reduction factor is applied to the excess spouse's benefit.
Unreduced B - A(HA) PIA = unreduced B excess.
B excess reduced by ARF = ARF MBA.