TN 16 (10-24)
SI 01330.280 Examples Parent-to-Child Deeming
Child Living With Ineligible Parents - Child Meets Resource
Eligibility Requirement
Mr. and Mrs. Blake live together with their son, Thomas, who is age 16 and blind.
Thomas does not have any resources. Mr. and Mrs. Blake applied for SSI on behalf of
Thomas on January 23, 2024.
The parents' resources are as follows:
$4,000 - savings belonging to both Mr. and Mrs. Blake
The resource computation follows:
|
|
|
| $4,000 |
- parent's countable resources subject to deeming |
| -3,000 |
- couple resource limitation (in 2024) |
| $1,000 |
- resource value deemed |
| +0 |
- child's resources |
| $1,000 |
- child's countable resources |
Since Thomas' countable resources do not exceed the resource limit for an individual,
Thomas meets the resource eligibility requirement.
Two Children Living With Ineligible Parent and Ineligible
Stepparent - Children Meet Resource Eligibility Requirement
John and Joan Goode, ages 15 and 16, are both disabled and live with their parents,
Parker and Peter (the step-parent). John's only resources are three U.S. savings bonds
worth $75 each. Joan's only resources is a $500 savings account. The parents own:
-
one automobile valued at $3,000
savings account with balance of $2,500
cash on hand - $200
shares of stock valued at $2,100
Parker files for SSI payments on John and Joan's behalf on July 17, 2024.
The resource computation follows:
Parents' Excluded Resources
One automobile used for transportation (SI 01130.200)
Parents' Countable Resources
|
|
|
| $2,500 |
- savings account |
| 200 |
- cash on hand |
| +2,100 |
- shares of stock |
| $4,800 |
- parents' total countable resources |
| -3,000 |
- couple resource limit (in 2024) |
| $1,800 |
- value of deemed resources ($900 resource value deemed to each child) |
John's Resources
|
|
|
| $ 225 |
- savings bonds |
| +900 |
- resource value deemed |
| $1,125 |
- countable resources |
Joan's Resources
|
|
|
| $ 500 |
- savings account |
| +900 |
- resource value deemed |
| $1,400 |
- countable resources |
Since neither John's nor Joan's countable resources exceed the resource limit, they
both meet the resource eligibility requirement.
Two Children Living With Ineligible Parent and Ineligible
Stepparent — One Child Found Ineligible First and Other
Child Becomes Ineligible as a Result
The same situation exists as described in the example above except that Joan also
owns four savings bonds worth $250 each.
Joan's Resources
|
|
|
| $ 500 |
- savings account |
| 1,000 |
- savings bonds |
| +900 |
- resource value deemed |
| $2,400 |
- countable resources |
John initially meets the resource eligibility requirement because John's countable
resources do not exceed the resource limit. But Joan does not meet the resource eligibility
requirement because Joan's countable resources exceed the resource limit.
Since Joan is ineligible, the value of deemed resources must all be deemed to John,
making John ineligible as well.
John's Resources
|
|
|
| $ 225 |
- savings bonds |
| +1,800 |
- resource value deemed |
| $2,025 |
- countable resources |