TN 12 (10-89)
Cosmetic surgery or expenses incurred in connection with such surgery is not covered.
Cosmetic surgery includes any surgical procedure directed at improving appearance,
except when required for the prompt (as soon as medically feasible) repair of accidental
injury or for the improvement of the functioning of a malformed body member. For example,
this exclusion does not apply to surgery in connection with treatment of severe burns
or repair of the face following a serious automobile accident, or to surgery for therapeutic
purposes which coincidentally also serves some cosmetic purpose.