The Qualified Disabled Working Individual (QDWI) rate is based on the maximum countable
earned income an individual or couple may have and qualify for. We have factored in
both the Supplemental Security Income (SSI) $20 general income exclusion and the SSI
earned income exclusion ($65 plus ½ the remainder); these SSI exclusions are used
in the MSPs. The QDWI limits assume that people who ask about this program are likely
to be working.
If someone asks about the other MSPs (QMB, SLMB, QI) and has earned income, apply
the SSI earned income exclusions.
Please remember that only the State can determine if an individual qualifies for coverage
under one of the MSPs. Even if individuals or couples are slightly over the income
or resource limit, refer them to the State. States have some flexibility in excluding
some income and resources. You should be aware that several States may even disregard
all resources for individuals or couples in certain categories. The new 2023 — 2024
asset resource limits are also reflected below.
NOTE: CMS rounds up to the nearest dollar when computing the monthly income limits.