John Brown, age 65 and first eligible for Part B in 1/87, first enrolled on 2/15/89 (in the GEP beginning 1/1/89). The months considered in determining Mr. Brown's premium increase begin with 5/87 (the first month after the close of his IEP) and extend through 3/89 (see HI 01001.010 B.1.) for a total of 23 months. Since there is only one full 12-month period in 23 months, Mr. Brown's premium (beginning 7/89, the first month of SMI coverage) was 10 percent greater than if he had enrolled in his IEP.

Hetty Blue was born in 1899 and was therefore eligible to enroll in SMI during the initial general enrollment period (IGEP) ending 5/31/66. She first enrolled during the 1969 GEP,with coverage effective 7/69; her SMI was subsequently terminated effective 1/31/70 for nonpayment of premiums. Mrs. Blue next enrolled during the 1990 GEP with coverage effective 7/90. The following months are counted against her for purposes of the premium increase: 34 months for 6/66 - 3/69 inclusive, plus 242 for 2/70 -3/90 inclusive. The total number of countable months is 276 and Mrs. Blue must therefore pay a 230 percent increase in her premiums.

Irving Howard, who was born in 1899,and was eligible to enroll during the IGEP ending 5/31/66, first enrolled in 3/68 during the extended GEP. SSA terminated his coverage for nonpayment of premiums effective 9/30/68, and he reenrolled in 2/71. Under HI 01001.010 B.1. and B.2.b., Mr. Howard had 49 months chargeable against him (19 months for the period 6/66 -12/67, inclusive, plus 30 months for 10/68 - 3/71, inclusive) and had to pay a 40 percent increase in his premiums.

Oscar Hicks, who was born in 1900,and first eligible to enroll during the IGEP ending 5/31/66, first enrolled in the 1969 GEP (the last GEP in which he could have initially enrolled under the law then in effect). Shortly after coverage became effective (7/69), he terminated his SMI effective 12/31/ 69. Although eligible to reenroll in the next three GEP's, Mr. Hicks did not enroll until the 1973 GEP. The 1972 GEP was the last period in which he could enroll under the law in effect prior to the 1972 Amendments. Therefore, pursuant to HI 01001.010 B.2.e, no months between 4/72 and 12/72, inclusive,were counted against Mr. Hicks for purposes of the premium increase. Mr. Hicks had 64 months chargeable against him (34 months for 6/66 - 3/69, inclusive, plus 27 months for 1/70 - 3/72, inclusive, plus 3 months for 1 /73 - 3/73, inclusive) and he paid a 50 percent increase in the premiums.

Kirk Ford was born 11/11/21. He worked and was covered under an EGHP each month beginning prior to attainment of age 65 and continuing until his retirement in 8/88. In 8/88, he filed for HI, monthly benefits, and for SMI under SEP rules, submitting evidence that he was covered under an EGHP from age 65 onward. The months during which he was covered under an EGHP based on current employment were excludable for surcharge purposes. Therefore, since all months beginning with age 65 were months of coverage under an EGHP, he had no months chargeable against him for premium surcharge purposes.

Jerry Pendleton enrolled for HI in 9/82, the month he attained age 65. He did not enroll in SMI. During the 1988 GEP, he requested SMI enrollment. He had been covered under an EGHP from age 65 through 4/87, when he retired. Although he did not meet the requirements for a special enrollment period because more than 7 months had elapsed since his last coverage under an EGHP, the 63 months which would have been considered in determining the surcharge for late enrollment (1/83 through 3/88) were reduced by the 52 months when he had EGHP coverage (1/83 through 4/87), and Mr. Pendleton did not have to pay a surcharge for late enrollment.