Leroy was entitled to Premium-HI beginning 9/87. Leroy died in 5/90 and, in connection
with an LSDP claim filed on the spouse's SSN, it was established that Leroy became
eligible for RIB in 2/89, but had never filed an application. Leroy is deemed to have
filed an application for HI in 2/89. Thus, Leroy's Premium-HI entitlement ended with
1/89 and the premiums Leroy paid for months thereafter are excess premiums which may
be paid (or added to survivor benefits). Monthly benefits are not payable since no
valid application was filed.