A beneficiary recipient, or his or her representative payee, may pre-authorize an
FI, or other entity, to withdraw funds from his or her account for a wide variety
of purposes (e.g., utility bills, mortgage payments, loan repayments, investments,
nursing home fees, etc.). Once the beneficiary recipient, or his or her representative
payee, establishes control by receipt and deposit of the payment, these arrangements
are allowed, provided they can be terminated at any time. Terminating the arrangement
does not mean terminating or canceling the debt. It means that the beneficiary recipient,
or his or her representative payee, may terminate the pre-authorized withdrawal arrangement
as a method for paying the debt. The right to receive and to choose how to use those
payments exists if the beneficiary recipient, or his or her representative payee,
can freely terminate this arrangement. If a beneficiary recipient, or his or her representative
payee, cannot freely revoke the pre-authorized withdrawal, send the issue in question
to the RO.