USE THE FLOWCHART ONLY AS A DEVELOPMENTAL TOOL. 
         The flowchart represents the minimum required development for situations when a claimant
            lives in the same permanent LA throughout a month. Unstated income or other factors
            may mandate additional development. For First-of-the-month (FOM) Residence and ISM
            Determinations, see SI 00835.500.
         
         NOTE: Even where this flowchart requires the adjudicator to
 “consider ISM,” ISM may not be chargeable.