When processing a change of payee action, the FO will query the SSR to determine whether
a final accounting is required.
If the date in the REPY S: MMDDYY field on the SSR is 12 months or less from the month
of input of the change of payee, a final accounting is required. If there is no REPY
S field, look at the PRSN AP: MMDDYY field. If the date is 12 months or less, request
a final accounting.