TN 1 (12-97)
GN 01731.120 U.S. Totalization Benefits Under the Finnish Agreement
A. Policy - General
Under the agreement, if an NH hasat least 6 quarters of U.S. coverage, but not enough to be insured for regular U.S. benefits, the NH's credits under the Finnish EPS can be added to his or her U.S. coverage to permit the NH (or any dependents or survivors) to qualify for U.S. Totalization benefits. Residence-based credits under the NPS cannot be used to determine entitlement to U.S. Totalization benefits.
B. Policy - Crediting Finnish Coverage
SSA will credit one U.S. quarter of coverage (QC) for every 3 months of Finnish coverage in a year. (Finnish coverage is measured in months.) However, no credit will be given for:
any month in a calendar quarter that is already credited as a U.S. QC, or
more than 4 QC's for any calendar year.
C. Policy - computing benefits
When U.S. insured status is established based on combined U.S. and Finnish coverage, the amount of the U.S. Totalization benefit will be determined using the computation method described in GN 01701.200.
D. Policy - Adjudication responsibility
Field offices are responsible for processing an initial insured status denial (see GN 01702.315 - GN 01702.325) when the worker has at least 6 QC's but is not insured based on U.S. coverage alone. This denial will produce a notice advising the claimant that insured status is not met based on U.S. coverage alone and that the foreign coverage record is being requested.
The Office of International Operations (OIO) will request the Finnish coverage record. When the record is received, OIO will convert the Finnish coverage to QC's and finally adjudicate the claim.