The provisions of the agreement that permit people to qualify for benefits based on
combined U.S. and Finnish coverage credits apply to the following types of benefits:
U.S. retirement, survivors and disability benefits. The agreement does not apply to
Medicare benefits, or Supplemental Security Income payments.
Finnish old-age, survivors and disability benefits under the National Pensions Scheme
(NPS) and under the Employment Pensions Scheme (EPS). The agreement does not apply
to other benefit programs, such as those shown below in section B.