There are six pension laws that apply under the Employment Pension Scheme (EPS). They
The Employees' Pensions Act (TEL), which began in 1962, covers about 90 percent of
all private sector employees.
The Temporary Employees' Pensions Act (LEL), which began in 1962, covers persons in
forestry, agriculture, construction, and dock work, in which short-term contracts
The Farmer's Pensions Act (MYEL), which began in 1970, covers self-employed farmers,
professional fishermen, and reindeer owners.
The Seamen's Pensions Act (MEL), which began in 1956, covers seamen.
The Self-Employed Persons' Pensions Act (YEL), which began in 1970, covers self-employed
persons not covered by the MYEL.
The Freelance Employees' Pensions Act (TaEL), which began in 1986, covers freelance
employees such as musicians, artists, and actors.
Effective March 2012, the Finnish coverage record is an electronic form, P5000. The
Central Pension Security Institute (CPSI) obtains the periods of coverage in the public
sector (VEL and KVTEL).
Only codes in column 20 are relevant to calculating the insured periods and codes
11, 12, 21, 22, 44, 45 and 46 are codes giving credit (See Exhibit 2 for an explanation
of Form P5000 and the codes.)