A person is without fault if, after reporting a deduction event, SSA continued to
issue checks and the person had a reasonable basis for believing that benefits should
have kept coming after the reported event.
Generally, if the person says that he/she gave the notice to a friend or relative
for mailing, the person is at fault. The person has a duty to report and is responsible
for another person's failure to send the notice. However, if the person routinely
relies on another to report, without fault may be justified.