A number holder (NH) who is in freeze status or eligible for a freeze when he or she
files for DIB will usually have DIB insured status. However, the NH does not meet
DIB insured status if he or she meets the freeze insured status requirements only
with the help of railroad (RR) compensation or military service (MS) which is not
creditable for monthly benefit purposes. For Use of Earnings by RRB and SSA, see RS 01601.260 and for General Information on Crediting MS, see RS 01701.000.
Conversely, where the NH does not have freeze insured status, he or she will not have
DIB insured status.