Sam, born 2/16/64, became disabled 12/16/85. His ER shows the following QC pattern:
Sam requires and has 6 QC's to be insured for DIB. His period of disability ceased
10/89 and terminated the last day of 12/89.
He became disabled again 5/16/93. His ER shows the following QC pattern:
1983 CCNN 1989 CCCC
1984 CCCC 1990 NNNN
1985 NNNN 1991 NNNN
1986 NNNN 1992 CCCC
1987 NNNN 1993 CCCC
There are 17 QC's elapsing after age 21 up to and including onset, excluding PPD.
The 12/89 QTR has been included because it is a QC and the ending QTR of the PPD (see
RS 00301.240). 17 being an odd number it is reduced to 16. Sam requires 8 QC's but has only 7
QC's and does not meet insured status as of 5/93. He is, however, insured as of the