TN 24 (09-02)

RS 00615.004 Attainment of Full Retirement Age

POLICY

1. Attainment of FRA for Those Born Before 1/2/1938

For those born before 1/2/1938, FRA for retirement, spouse's or widow(er)'s benefits is age 65. Attainment of FRA always occurs in the same month for all possible types of benefits.

EXCEPTION: FRA for widow(er)'s benefits for those born before 1/2/1911 was age 62.

2. Attainment of FRA for Those Born After 1/1/1962

For those born after 1/1/62, FRA for retirement, spouse's or widow(er)'s benefits will be age 67. Attainment of FRA will always occur in the same month for all possible types of benefits.

3. Attainment of FRA for Those Born from 1/2/1938 through 1/1/1962

For those born after 1/1/1938 and before 1/2/1962, FRA for retirement, spouse's and widow(er)'s benefits increases incrementally from age 65 to age 67. Attainment of FRA for retirement and spouse's benefits will occur at a later date than attainment of FRA for widow(er)'s benefits.

Use this chart to determine when a person will attain FRA for each type of benefit. To use the chart, find the row for the claimant's date of birth. Follow that row across to find the FRA for widow(er)'s benefits and for retirement or spouse's benefits. Continue to follow the same row to find the month of attainment of FRA for each type of benefit.

Date of Birth

Full Retirement Age

Attainment of FRA

for WIB is

for RIB or Spouse is

for WIB is

for RIB or Spouse is

1/2/38-2/1/38

65

65 & 2

1/2003

3/2003

2/2/38-3/1/38

65

65 & 2

2/2003

4/2003

3/2/38-4/1/38

65

65 & 2

3/2003

5/2003

4/2/38-5/1/38

65

65 & 2

4/2003

6/2003

5/2/38-6/1/38

65

65 & 2

5/2003

7/2003

6/2/38-7/1/38

65

65 & 2

6/2003

8/2003

7/2/38-8/1/38

65

65 & 2

7/2003

9/2003

8/2/38-9/1/38

65

65 & 2

8/2003

10/2003

9/2/38-10/1/38

65

65 & 2

9/2003

11/2003

10/2/38-11/1/38

65

65 & 2

10/2003

12/2003

11/2/38-12/1/38

65

65 & 2

11/2003

1/2004

12/2/38-1/1/39

65

65 & 2

12/2003

2/2004

1/2/39-2/1/39

65

65 & 4

1/2004

5/2004

2/2/39-3/1/39

65

65 & 4

2/2004

6/2004

3/2/39-4/1/39

65

65 & 4

3/2004

7/2004

4/2/39-5/1/39

65

65 & 4

4/2004

8/2004

5/2/39-6/1/39

65

65 & 4

5/2004

9/2004

6/2/39-7/1/39

65

65 & 4

6/2004

10/2004

7/2/39-8/1/39

65

65 & 4

7/2004

11/2004

8/2/39-9/1/39

65

65 & 4

8/2004

12/2004

9/2/39-10/1/39

65

65 & 4

9/2004

1/2005

10/2/39-11/1/39

65

65 & 4

10/2004

2/2005

11/2/39-12/1/39

65

65 & 4

11/2004

3/2005

12/2/39-1/1/40

65

65 & 4

12/2004

4/2005

1/2/40-2/1/40

65 & 2

65 & 6

3/2005

7/2005

2/2/40-3/1/40

65 & 2

65 & 6

4/2005

8/2005

3/2/40-4/1/40

65 & 2

65 & 6

5/2005

9/2005

4/2/40-5/1/40

65 & 2

65 & 6

6/2005

10/2005

5/2/40-6/1/40

65 & 2

65 & 6

7/2005

11/2005

6/2/40-7/1/40

65 & 2

65 & 6

8/2005

12/2005

7/2/40-8/1/40

65 & 2

65 & 6

9/2005

1/2006

8/2/40-9/1/40

65 & 2

65 & 6

10/2005

2/2006

9/2/40-10/1/40

65 & 2

65 & 6

11/2005

3/2006

10/2/40-11/1/40

65 & 2

65 & 6

12/2005

4/2006

11/2/40-12/1/40

65 & 2

65 & 6

1/2006

5/2006

12/2/40-1/1/41

65 & 2

65 & 6

2/2006

6/2006

1/2/41-2/1/41

65 & 4

65 & 8

5/2006

9/2006

2/2/41-3/1/41

65 & 4

65 & 8

6/2006

10/2006

3/2/41-4/1/41

65 & 4

65 & 8

7/2006

11/2006

4/2/41-5/1/41

65 & 4

65 & 8

8/2006

12/2006

5/2/41-6/1/41

65 & 4

65 & 8

9/2006

1/2007

6/2/41-7/1/41

65 & 4

65 & 8

10/2006

2/2007

7/2/41-8/1/41

65 & 4

65 & 8

11/2006

3/2007

8/2/41-9/1/41

65 & 4

65 & 8

12/2006

4/2007

9/2/41-10/1/41

65 & 4

65 & 8

1/2007

5/2007

10/2/41-11/1/41

65 & 4

65 & 8

2/2007

6/2007

11/2/41-12/1/41

65 & 4

65 & 8

3/2007

7/2007

12/2/41-1/1/42

65 & 4

65 & 8

4/2007

8/2007

1/2/42-2/1/42

65 & 6

65 & 10

7/2007

11/2007

2/2/42-3/1/42

65 & 6

65 & 10

8/2007

12/2007

3/2/42-4/1/42

65 & 6

65 & 10

9/2007

1/2008

4/2/42-5/1/42

65 & 6

65 & 10

10/2007

2/2008

5/2/42-6/1/42

65 & 6

65 & 10

11/2007

3/2008

6/2/42-7/1/42

65 & 6

65 & 10

12/2007

4/2008

7/2/42-8/1/42

65 & 6

65 & 10

1/2008

5/2008

8/2/42-9/1/42

65 & 6

65 & 10

2/2008

6/2008

9/2/42-10/1/42

65 & 6

65 & 10

3/2008

7/2008

10/2/42-11/1/42

65 & 6

65 & 10

4/2008

8/2008

11/2/42-12/1/42

65 & 6

65 & 10

5/2008

9/2008

12/2/42-1/1/43

65 & 6

65 & 10

6/2008

10/2008

1/2/43-2/1/43

65 & 8

66

9/2008

1/2009

2/2/43-3/1/43

65 & 8

66

10/2008

2/2009

3/2/43-4/1/43

65 & 8

66

11/2008

3/2009

4/2/43-5/1/43

65 & 8

66

12/2008

4/2009

5/2/43-6/1/43

65 & 8

66

1/2009

5/2009

6/2/43-7/1/43

65 & 8

66

2/2009

6/2009

7/2/43-8/1/43

65 & 8

66

3/2009

7/2009

8/2/43-9/1/43

65 & 8

66

4/2009

8/2009

9/2/43-10/1/43

65 & 8

66

5/2009

9/2009

10/2/43-11/1/43

65 & 8

66

6/2009

10/2009

11/2/43-12/1/43

65 & 8

66

7/2009

11/2009

12/2/43-1/1/44

65 & 8

66

8/2009

12/2009

1/2/44-2/1/44

65 & 10

66

11/2009

1/2010

2/2/44-3/1/44

65 & 10

66

12/2009

2/2010

3/2/44-4/1/44

65 & 10

66

1/2010

3/2010

4/2/44-5/1/44

65 & 10

66

2/2010

4/2010

5/2/44-6/1/44

65 & 10

66

3/2010

5/2010

6/2/44-7/1/44

65 & 10

66

4/2010

6/2010

7/2/44-8/1/44

65 & 10

66

5/2010

7/2010

8/2/44-9/1/44

65 & 10

66

6/2010

8/2010

9/2/44-10/1/44

65 & 10

66

7/2010

9/2010

10/2/44-11/1/44

65 & 10

66

8/2010

10/2010

11/2/44-12/1/44

65 & 10

66

9/2010

11/2010

12/2/44-1/1/45

65 & 10

66

10/2010

12/2010

1/2/45-1/1/55

Claimants born during this period will attain FRA for all benefits in the month of attainment of age 66.

1/2/55-2/1/55

66

66 & 2

1/2021

3/2021

2/2/55-3/1/55

66

66 & 2

2/2021

4/2021

3/2/55-4/1/55

66

66 & 2

3/2021

5/2021

4/2/55-5/1/55

66

66 & 2

4/2021

6/2021

5/2/55-6/1/55

66

66 & 2

5/2021

7/2021

6/2/55-7/1/55

66

66 & 2

6/2021

8/2021

7/2/55-8/1/55

66

66 & 2

7/2021

9/2021

8/2/55-9/1/55

66

66 & 2

8/2021

10/2021

9/2/55-10/1/55

66

66 & 2

9/2021

11/2021

10/2/55-11/1/55

66

66 & 2

10/2021

12/2021

11/2/55-12/1/55

66

66 & 2

11/2021

1/2022

12/2/55-1/1/56

66

66 & 2

12/2021

2/2022

1/2/56-2/1/56

66

66 & 4

1/2022

5/2022

2/2/56-3/1/56

66

66 & 4

2/2022

6/2022

3/2/56-4/1/56

66

66 & 4

3/2022

7/2022

4/2/56-5/1/56

66

66 & 4

4/2022

8/2022

5/2/56-6/1/56

66

66 & 4

5/2022

9/2022

6/2/56-7/1/56

66

66 & 4

6/2022

10/2022

7/2/56-8/1/56

66

66 & 4

7/2022

11/2022

8/2/56-9/1/56

66

66 & 4

8/2022

12/2022

9/2/56-10/1/56

66

66 & 4

9/2022

1/2023

10/2/56-11/1/56

66

66 & 4

10/2022

2/2023

11/2/56-12/1/56

66

66 & 4

11/2022

3/2023

12/2/56-1/1/57

66

66 & 4

12/2022

4/2023

1/2/57-2/1/57

66 & 2

66 & 6

3/2023

7/2023

2/2/57-3/1/57

66 & 2

66 & 6

4/2023

8/2023

3/2/57-4/1/57

66 & 2

66 & 6

5/2023

9/2023

4/2/57-5/1/57

66 & 2

66 & 6

6/2023

10/2023

5/2/57-6/1/57

66 & 2

66 & 6

7/2023

11/2023

6/2/57-7/1/57

66 & 2

66 & 6

8/2023

12/2023

7/2/57-8/1/57

66 & 2

66 & 6

9/2023

1/2024

8/2/57-9/1/57

66 & 2

66 & 6

10/2023

2/2024

9/2/57-10/1/57

66 & 2

66 & 6

11/2023

3/2024

10/2/57-11/1/57

66 & 2

66 & 6

12/2023

4/2024

11/2/57-12/1/57

66 & 2

66 & 6

1/2024

5/2024

12/2/57-1/1/58

66 & 2

66 & 6

2/2024

6/2024

1/2/58-2/1/58

66 & 4

66 & 8

5/2024

9/2024

2/2/58-3/1/58

66 & 4

66 & 8

6/2024

10/2024

3/2/58-4/1/58

66 & 4

66 & 8

7/2024

11/2024

4/2/58-5/1/58

66 & 4

66 & 8

8/2024

12/2024

5/2/58-6/1/58

66 & 4

66 & 8

9/2024

1/2025

6/2/58-7/1/58

66 & 4

66 & 8

10/2024

2/2025

7/2/58-8/1/58

66 & 4

66 & 8

11/2024

3/2025

8/2/58-9/1/58

66 & 4

66 & 8

12/2024

4/2025

9/2/58-10/1/58

66 & 4

66 & 8

1/2025

5/2025

10/2/58-11/1/58

66 & 4

66 & 8

2/2025

6/2025

11/2/58-12/1/58

66 & 4

66 & 8

3/2025

7/2025

12/2/58-1/1/59

66 & 4

66 & 8

4/2025

8/2025

1/2/59-2/1/59

66 & 6

66 & 10

7/2025

11/2025

2/2/59-3/1/59

66 & 6

66 & 10

8/2025

12/2025

3/2/59-4/1/59

66 & 6

66 & 10

9/2025

1/2026

4/2/59-5/1/59

66 & 6

66 & 10

10/2025

2/2026

5/2/59-6/1/59

66 & 6

66 & 10

11/2025

3/2026

6/2/59-7/1/59

66 & 6

66 & 10

12/2025

4/2026

7/2/59-8/1/59

66 & 6

66 & 10

1/2026

5/2026

8/2/59-9/1/59

66 & 6

66 & 10

2/2026

6/2026

9/2/59-10/1/59

66 & 6

66 & 10

3/2026

7/2026

10/2/59-11/1/59

66 & 6

66 & 10

4/2026

8/2026

11/2/59-12/1/59

66 & 6

66 & 10

5/2026

9/2026

12/2/59-1/1/60

66 & 6

66 & 10

6/2026

10/2026

1/2/60-2/1/60

66 & 8

67

9/2026

1/2027

2/2/60-3/1/60

66 & 8

67

10/2026

2/2027

3/2/60-4/1/60

66 & 8

67

11/2026

3/2027

4/2/60-5/1/60

66 & 8

67

12/2026

4/2027

5/2/60-6/1/60

66 & 8

67

1/2027

5/2027

6/2/60-7/1/60

66 & 8

67

2/2027

6/2027

7/2/60-8/1/60

66 & 8

67

3/2027

7/2027

8/2/60-9/1/60

66 & 8

67

4/2027

8/2027

9/2/60-10/1/60

66 & 8

67

5/2027

9/2027

10/2/60-11/1/60

66 & 8

67

6/2027

10/2027

11/2/60-12/1/60

66 & 8

67

7/2027

11/2027

12/2/60-1/1/61

66 & 8

67

8/2027

12/2027

1/2/61-2/1/61

66 & 10

67

11/2027

1/2028

2/2/61-3/1/61

66 & 10

67

12/2027

2/2028

3/2/61-4/1/61

66 & 10

67

1/2028

3/2028

4/2/61-5/1/61

66 & 10

67

2/2028

4/2028

5/2/61-6/1/61

66 & 10

67

3/2028

5/2028