An individual who is originally entitled to either widow(er)'s (WIB) or disabled widow(er)'s
benefits (DWB) may be entitled to the other benefit if all eligibility requirements
are met and such entitlement would maximize his/her benefits. For example, a person
entitled as a DWB may become subject to suspension because of extended period of eligibility
rules. In that case, if the claimant is age 60 or older, electing to receive WIB instead
may maximize his/her benefits. Upon attainment of full retirement age (FRA) all beneficiaries
are converted to WIB so this election is only possible for those from age 60 to FRA.