FERS disability benefits are not offsettable unless the individual also worked in
non-covered Civil Service Retirement System (CSRS) employment. The FERS disability
benefit is reduced due to the individual's entitlement to DIB. However, this reduction
is not a recognized reverse offset plan. Therefore, if offset applies, offset the
gross amount of the FERS disability benefit prior to any deductions.
NOTE: Election of a survivor annuity reduces the FERS disability benefit. Some documents
submitted as proof show a higher amount that the individual would have received had
he or she not elected the survivor annuity. This is only a hypothetical amount. Do
not use it for offset purposes.