State disability insurance benefits are payments made in 5 States (California, Hawaii,
New Jersey, New York, and Rhode Island) for disabilities that are not work-related.
These programs are meant to replace wages lost due to illness or off-the-job injury.
Benefit amounts are based on previous earnings. Individuals covered by State disability
insurance programs are generally the same occupational groups covered by the unemployment
Employee contributions finance the State disability insurance programs. Provision
for employer contributions is made under varying circumstances in most States. In
New York, the Workers Compensation Board administers the program; in the other States,
the unemployment compensation boards administer the program.