Effective Dates: 6/12/2025 - Present

Identification Number:
GN 02402 TN 293
Intended Audience:See Transmittal Sheet
Originating Office:DCBFM OFPO
Title:Direct Deposit - Title II and Title XVI
Type:POMS Full Transmittals
Program:All Programs
Link To Reference:
 

PROGRAM OPERATIONS MANUAL SYSTEM

Part GN – General

Chapter 024 – Checks

Subchapter 02 – Direct Deposit - Title II and Title XVI

Transmittal No. 293, 06/12/2025

Audience

PSC: BA, CA, CCRE, CS, DS, ICDS, IES, ILPDS, IPDS, ISRA, PETE, RECONR, SCPS, TSA, TST;
OCO-OEIO: BIES, BTE, CCRE, CR, CTE, FCR, PETL, RECOVR;
OCO-ODO: BTE, CCE, CR, CST, CTE, EHI, LCC, LSC, PAS, PCS, PETL, RC, RCOVTA, RECONR, RECOVR;
FO/TSC: CS, CS TII, CS TXVI, CSR, CTE, FR, OA, OS, RR, TA, TSC-CSR;

Originating Component

OFPPI

Effective Date

Upon Receipt

Background

This transmittal updates policy to include the new banking requirements for Oman. This policy now includes instructions for coding the International Bank Account Number (IBAN).

Summary of Changes

GN 02402.479 Coding Oman Bank Data on the Master Beneficiary Record (MBR)

Subsection E - We edited the first sentence to include the term "International Bank Account Number (IBAN)."

Subsection F - We deleted "beneficiary phone number" and "bank address" from the required list. These are now optional. We added "International Bank Account Number (IBAN)" to the bullet list since this is now required. In the STEP ACTION chart, we removed the wording "29-digit account number." We now explain the 16-digit account number must be derived from the IBAN.

Subsection G - We added bullets to provide instructions about coding the IBAN. We also provided examples throughout this section on coding the account number based on the IBAN.

GN 02402.479 Coding Oman Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Oman bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Oman. We store IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit.

Special coding identifies the bank data as an Oman direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Oman to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e., non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For IDD requests and forwarding information, see detailed instructions:

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data 

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • •

    Blank check,

  • •

    SSA-1199-OP153 International Direct Deposit Signup Form for Oman, or

  • •

    Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

C. Multi-country contract 

The processing FI in Oman has a prefix of 75 at the beginning of the Routing Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “H” assigned for Oman.

D. Overview of IDD for Oman

IDD payments sent to Oman must be in U.S. Dollar (USD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves that territory. The FBU contacts the beneficiary or FI for the additional information.

 

E. Description of Oman IDD bank data

The data to code IDD for Oman comes from the International Bank Account Number (IBAN) provided to the beneficiary from their FI. The IBAN for Oman consists of up to 23 characters. The bank data on the MBR reflects 27 characters including the country code of H..

F. Procedure for coding Oman bank data 

The FRBKC relies on us to provide complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Oman using an SSA system (e.g., Modernized Claims System (MCS), or Manual Adjustment Credit and Award Data Entry (MACADE).

You must then go to ITS.gov to enter the following data:

  • •

    account ownership

  • •

    account type

  • •

    beneficiary address

  • •

    country

  • •

    enrollment status

  • •

    first and last name of beneficiary

  • •

    International Bank Account Number

    (IBAN)

  • •

    payee indicator

  • •

    Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC)

1. Obtain SWIFT-BIC code from the FI

The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:

  • •

    First four characters - bank code (only letters),

  • •

    Next two characters - ISO 3166-1 alpha-two country code (only letters),

  • •

    Next two characters - location code (letters and digits) (passive participants have "1" in the second character), and

  • •

    Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Process initial award 

You must update ITS.gov using the bank account information prior to processing the initial award to ensure the beneficiary receives payment.

If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems 

When you add or update IDD bank data using an SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

  • •

    update ITS.gov on the same day,

  • •

    enter all POS direct deposit changes according to normal procedures, and

  • •

    use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2. 

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a USD account in Oman?

If no, STOP.

REASON: Beneficiaries in Oman can only receive IDD payments in USD accounts.

If yes, go to step 4.

4

The RTN is 750000059 for all IDD to Oman. It contains the:

  • •

    Multi-country prefix of “75” for Oman IDD, and

  • •

    U.S. check digit code of “9” at the end of the RTN for all IDD accounts in Oman.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

  • •

    “S” savings, or

  • •

    “C” checking.

If no indicated account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Oman, code:

  • •

    “H” designated for Oman, and

  • •

    16-digit account number taken from the IBAN.

7

You must take action on the same business day to enter into ITS.gov all the information as listed in GN 02402.479F in this section.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Oman direct deposit 

The customer provides us with the IBAN OM350180000001299123456: ".

  • •

    The first two characters of an Oman IBAN are "OM," which represents the International Organization for Standardization (ISO) country code.

  • •

    The third and fourth characters of the IBAN are the IBAN check digits.

  • •

    The next three characters of the IBAN represent the 3-digit bank code.

  • •

    The last 16 characters represent the 16-digit account number.

NOTE: The technicians should never code the IBAN ISO country code, the check digit, or the bank code to the MBR.

1. Derive the RTN 

The technician enters the information for the RTN.

  • •

    Code RTN as 750000059.

  • •

    Code the account type as “C” for checking or “S” for savings. If no account type indicated, use “C” for Checking.

2. Derive the DAN 

The technician codes the DAN.

  • •

    Start with country code “H” designated for Oman.

  • •

    Code the 16 digits Account Number “0000001299123456.”

3. Obtain the following information 

  • •

    RTN:750000059

  • •

    Checking

  • •

    DAN:H0000001299123456

a. POS reflects the direct deposit information 

  • •

    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 750000059 ACCOUNT TYPE (C/S): C

  • •

    DEPOSITOR ACCOUNT NUMBER: H0000001299123456

  • •

    CANCEL DIRECT DEPOSIT (Y):

  • •

    DIRECT EXPRESS (Y):

b. The MBR reflects the following information 

  • •

    RTN 750000059

  • •

    DAN H0000001299123456

H. References

 


GN 02402 TN 293 - Direct Deposit - Title II and Title XVI - 6/12/2025