Emergency advance payments (EAPs) and Immediate Payments (IPs) are two ways to make
                  payments to persons via Third Party Draft who are due SSI benefits and have a financial
                  emergency. EAPs are made under statutory authority. IPs were set up to help individuals
                  who do not qualify for EAPs. They both address the situation where certification to
                  Treasury for regular payments, automated one-time payments (A-OTPs), or manual one-time
                  payments (M-OTPs), cannot be made or would not be fast enough. See SM 01901.000 for
                  discussion of A-OTPs and M-OTPs. The EAP and IP are advances against future SSI payments
                  and must be recovered; they are not additional money due the SSI recipient. You are
                  required to make EAPs and IPs when the criteria for them are met.