Effective Dates: 08/25/2026 - Present Previous | Next

TN 327 (08-26)

GN 02402.308 Coding Sweden Bank Data for the Master Beneficiary Record (MBR)

A. Background for coding Sweden bank data

IMPORTANT: Because of the complexities of banking in Sweden, the Financial Institutions (FIs) sometimes delete essential digits from the bank data or include digits that are not used for electronic funds transfer. The Federal Benefits Unit (FBU) in Norway is experienced in reviewing the data for possible errors and contacting the FI if there is a question. Therefore, all IDD coding for Sweden will be done or reviewed by the FBU in Oslo, Norway.

This section describes how to code bank data for direct deposit of Title II benefits to a bank in Sweden. The bank data will be stored on the MBR in the same fields as are used for U.S. direct deposit. Special coding identifies the data as Sweden IDD and allows benefit payments to route through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Sweden to the beneficiary's FI.

The data for coding Sweden IDD may come from a signup form for Sweden (see GN 02402.308B) or from the equivalent information received by mail, phone, fax, or E-mail.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to International Operations (IO), International Benefits and Processing (IBP). IBP will then send the information to the FBU in Oslo, Norway to process the IDD enrollment.

For detailed instructions on IDD requests and forwarding information, see

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

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    Blank check;

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    SSA-1199-SW International Direct Deposit Signup Form for Sweden; or

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    Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Sweden will have a prefix of 57 at the beginning of the Routing Transit Number (RTN).

D. Overview of IDD for Sweden

IDD payments sent to Sweden must be in Swedish krona (SEK) accounts at local FIs. The beneficiary must provide complete information to IBP or the Federal Benefits Unit (FBU) for input. IBP faxes incomplete forms to the FBU that serves Sweden. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Sweden bank data

The data to code IDD for Sweden comes from the International Bank Account Number (IBAN) provided to the beneficiary from his or her FI. The full length of the IBAN for Sweden consists of 24 characters.

F. Procedure for coding Sweden bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customers account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Sweden using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

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    first and last name of the beneficiary;

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    payee indicator;

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    enrollment status;

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    country;

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    account type;

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    account ownership;

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    account number;

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    beneficiary address - NOTE: Enter the beneficiary’s address in this format: SE/Town/Name. Start with the ISO country code for Sweden (SE);

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    reclamation country;

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    IBAN;

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    Society for Worldwide Internet Financial Telecommunication (SWIFT).

1. Obtain SWIFT-BIC code from the FI

The SWIFT code contains 8 characters:

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    First four characters - bank code (only letters);

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    Next two characters - ISO 3166-1 alpha-two country code (only letters);

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    Next two characters - location code (letters and digits) (passive participants have "1" in the second character).

2. Process initial award

Prior to processing an initial award to ensure that the beneficiary receives payment you must update the bank account information ITS.gov. When the payment is processed, the payment rejects and returns to our agency if the complete bank account information is not in ITS.gov.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using an SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

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    update ITS.gov on the same day;

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    enter all POS direct deposit changes according to normal procedures;

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    use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

    Step

    Action

    1

    Are you coding an initial claim?

     

    If yes, go to step 3.

     

    If no, go to step 2.

    2

    Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.

     

    REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

     

    If yes, go to step 3.

    3

    Is the beneficiary's account a SEK account in Sweden? If no, STOP.

     

    REASON: Beneficiaries in Sweden can only receive IDD payments in SEK accounts.

     

    If yes, go to step 4.

    4

    The RTN is 570000006 for Sweden. It contains the:

     

    • –

      ·Multi-country prefix of “57” for Sweden IDD;

    • –

      ·US check digit code of “6” at the end of the RTN for all IDD accounts in Benin.

    NOTE: No need to obtain the check digit code from Tittle II Interactive Comps.

    5

    Code the account type:

     

    • –

      “S” for savings, or

    • –

      "C" for checking.

    If the beneficiary does not indicate an account type, use a “C” for checking account.

    6

    Code the DAN as follows:

     

    • –

      17 digit account number.

    7

    You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.308F.

     

    You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

     

    REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Sweden direct deposit

The customer provides us with a signup form for Sweden containing the following account number: "SE4550000000058398257466".

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    The first character of the IBAN is "SE", it represents the International Organization for Standardization (ISO) country code.

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    The third and fourth characters of the IBAN are the IBAN check digit. Never code the IBAN country code or check digit to the MBR.

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    The fifth through seventh characters of the IBAN represents the bank code.

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    The last 17 digits of the IBAN represent the account number.

1. Derive the RTN

The technician enters the information for the RTN.

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    Code the RTN: 570000006

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    Code the type of account as a C for checking or an S for savings. If no account type indicated, use a C for checking.

2. Derive the DAN

The technician enters the DAN.

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    Code the last 17 digits of the IBAN: 00000058398257466

3. Obtain the following information

  • •

    RTN: 570000006

  • •

    Checking

  • •

    DAN: 00000058398257466

a. POS reflects the direct deposit information

  • •

    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 570000006 ACCOUNT TYPE (C/S): C

  • •

    DEPOSITOR ACCOUNT NUMBER: 00000058398257466

  • •

    CANCEL DIRECT DEPOSIT (Y):

  • •

    DIRECT EXPRESS (Y):

b. The MBR reflects the following information

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    RTN- 570000006

  • •

    DAN- C00000058398257466

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402308
GN 02402.308 - Coding Sweden Bank Data for the Master Beneficiary Record (MBR) - 08/25/2026
Batch run: 08/25/2026
Rev:08/25/2026