Effective Dates: 11/06/2024 - Present Previous | Next

TN 279 (11-24)

GN 02402.387 Coding Macedonia Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Macedonia bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Macedonia. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Macedonia direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Macedonia to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

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    Blank check;

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    SSA-1199-OP63 International Direct Deposit Signup Form for Macedonia or;

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    Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

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    GN 00203.020 Identity of Claimants

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Macedonia will have a prefix of "68" at the beginning of the Routing Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “L” assigned for Macedonia.

D. Overview of IDD for Macedonia

IDD payments sent to Macedonia must be in U.S. Dollars (USD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Macedonia. The FBU contacts the beneficiary or FI for additional information.

E. Description of Macedonia IDD bank data

The data for coding IDD for Macedonia comes from the International Bank Account Number (IBAN) provided to the beneficiary by FI. The full length of the IBAN for Macedonia consists of 19 characters. However, the bank data on the MBR consists of 21 characters including Macedonia country code of L.

F. Procedure for coding Macedonia bank data

The FRBKC relies on SSA to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to SSA. When establishing or changing IDD bank data for Macedonia, you can use an SSA system (i.e., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)). However, you must go to ITS.gov to enter the following information:

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    account type;

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    account ownership;

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    beneficiary address; (no P.O. box address allowed)

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    country;

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    enrollment status;

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    first and last name of the beneficiary;

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    IBAN;

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    payee indicator; and

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    Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. SWIFT-BIC code obtained from the FI

The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:

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    First four characters - bank code (only letters);

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    Next two characters - ISO 3166-1 alpha-two country code (only letters);

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    Next two characters - location code (letters and digits) (passive participant have "1" in the second character); and

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    Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Initial award processing

If you are working on an initial award, you must update ITS.gov using the bank account information prior to processing the award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to SSA.

3. Adding or updating bank data using SSA systems

You must update ITS.gov on the same day if you use an SSA system to add or update bank data on the MBR (i.e. Post Entitlement Online System (POS), MACADE). Enter all POS direct deposit changes according to normal procedures. When coding IDD bank data in an SSA system for Macedonia within four business days of the current operational month (COM) cutoff date, use the procedure outlined in the following chart:

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a Macedonian denar (USD) account in Macedonia? If no, STOP.

REASON: Beneficiaries in Macedonia can only receive IDD payments in (USD) accounts.

If yes, go to step 4

4

To derive the nine-digit RTN for Macedonia, code as follows:

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    Code the prefix of 68, (the multi-country prefix SSA and FRBKC designated to use for IDD to Macedonia).

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    Code three filler zeros “000”

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    Code the three-digit Bank code

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    Code the one-digit check code (obtain through Title II Interactive Comps)

NOTE: The final digit is the U.S. check digit code and is subject to change. Obtain check digit code through the Title II Interactive Comps from the Main Menus 07/Sub Menu 16.

5

Code the account type:

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    “S” for savings, or

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    “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Macedonia, code as follows:

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    Start with a country code of “L” designated for Macedonia

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    Code the 10-digit Customer Account Number

7

You must take action on the same business day to update the full IBAN and SWIFT into ITS.gov along with the information listed in the introduction of GN 02402.387F in this section.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

 

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Macedonia direct deposit

The customer provides us with a signup form for Macedonia containing the following information: "MK07250120000058984".

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    The first two characters of Macedonia IBAN is “MK,” represent the International Organization for Standardization (ISO) country code.

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    The third and fourth characters of the IBAN are the IBAN check digit. The technicians should never code the IBAN country code or check digit to the MBR.

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    The fifth through seventh characters of the IBAN represent the three-digit bank code.

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    The next ten digits of the IBAN represent the account number.

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    The last two digits depict the check digit for the account number (never coded to the MBR).

The technician should take the following action:

1. Derive the RTN as follows

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    Code the prefix of 68

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    Code three filler zeros, “000”

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    Code the three-digit bank code, “250”

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    Code the one-digit check code (i.e., 7) (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16);

  • •

    Code the type of account as a “C” for Checking or an “S” for Savings. If no account type indicated, use a “C” for Checking.

2. Derive the DAN as follows

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    Start with a country code of “L” designated for Macedonia;

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    Code the 10 digit Customer Account Number “1200000589”

3. Obtain the following information

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    IBAN: MK07250120000058984

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    RTN: 680002507

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    Checking

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    DAN: L1200000589

a. POS reflects the direct deposit information

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    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 680002507

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    ACCOUNT TYPE (C/S): C

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    DEPOSITOR ACCOUNT NUMBER: L1200000589

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    CANCEL DIRECT DEPOSIT (Y):

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    DIRECT EXPRESS (Y):

b. The MBR reflects the following

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    RTN- 680002507

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    DAN-CL1200000589

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402387
GN 02402.387 - Coding Macedonia Bank Data on the Master Beneficiary Record (MBR) - 11/06/2024
Batch run: 11/06/2024
Rev:11/06/2024