TN 80 (08-23)

DI 52120.195 Ohio Workers’ Compensation (WC)

Apply offset to all Ohio WC payments, unless specifically noted.

A. Types of Ohio WC payments and payment provisions

1. Permanent Total (PT)

PT can pay lifetime benefits. When PT benefits are awarded, they are a set rate, referred to as the “declared rate”. PT benefits can pay the individual up to 66 2/3 percent of the individual's wage.

To correctly process offset for a PT award you must determine whether a reverse offset situation has occurred. There are two reverse offset provisions involving PT WC benefits under Ohio law:

  1. a. 

    The Disabled Workers' Relief Fund (DWRF) reverse offset provision and

  2. b. 

    The Statewide Average Weekly Wage (SAWW) reverse offset provision. You must consider both provisions.

Refer to DI 52120.195C in this section for instructions on the application of the DWRF reverse offset.

Refer to DI 52120.195D. in this section for instructions on the application of the SAWW reverse offset.

2. Temporary Total (TT)

TT pays 72 percent for the first 12 weeks, and then reduces to 66 2/3 percent thereafter. TT will pay for the duration of the disability and is not limited to a pre-determined number of weeks.

TT WC benefits may be terminated and reinstated a number of times before a final termination or a permanent award is made. A medical reexamination is needed to continue TT WC. Due to the irregular payments of Ohio TT WC consider the following before removing offset:

  1. a. 

    Remove offset if the individual indicates that WC has terminated and no further medical examinations are planned, or if the individual indicates that WC has terminated but does not know whether there will be another medical examination.

  2. b. 

    Do not remove offset if evidence indicates the individual is planning another medical examination.

When SSA receives a report of TT termination:

  • Review each termination report to determine if it is a final termination.

  • Include a statement from the individual, if possible, explaining the situation.

    CAUTION: Exercise care to ensure the individual does not remain in offset unnecessarily.

3. Temporary Partial (TP) and Wage Loss (WL)

Ohio replaced the terminology of Temporary Partial (TP) with “Wage Loss” (WL) benefits effective with injuries on or after 08/22/1986. WL benefits may be Working Wage Loss (WWL), Non-Working Wage Loss (NWWL), or Living Maintenance Wage Loss (LMWL). WL benefits are similar to TP in that they are paid based upon the individual’s reduction in earnings.

NWWL is limited to 52 total weeks. WL is limited to 200 total weeks. The 200-week WL maximum may be extended up to 226 weeks if combined with 26 weeks of NWWL.  The 226-week maximum may be extended in some circumstances if the individual qualifies for LMWL payments. 

LMWL payments are paid to an individual who completes a rehabilitation plan and returns to employment, but who still has restrictions due to the allowed conditions in the claim and who suffers a reduction in income compared to the wage they were receiving at the time of injury. For situations and examples see Duration of Wage Loss Payments . (Excerpt from Ohio BWC website, instructions for BWC employees).

4. Permanent Partial (PP), Scheduled Loss (SL), Percentage of Permanent Partial (%PP)

PP benefits are awarded as a Scheduled Loss Compensation (SL) or Percentage of Permanent Partial Disability (%PP).

SL payments are calculated as 2/3 of the individual’s wage and subject to the regular State maximum that cannot exceed 100 percent of the State Average Weekly Wage (SAWW).

Percentage of Permanent Partial Disability (%PP) is calculated as 2/3 or the individual’s wage, but cannot exceed 1/3 of the SAWW. The maximum duration of payment is 200 weeks. The injured individual is typically granted an award as a percentage of the 200 weeks.

Example:

An injured individual is awarded $200 per month at a rate of 40 percent. They will receive $200 per month for 80 weeks (40 percent * 200 weeks = 80 weeks).

5. Violation of Specific Safety Requirements (VSSR)

An injured individual may file an application for a VSSR if there is evidence that a violation has or may have occurred from the failure of the employer to comply with a specific safety requirement. The Industrial Commission can assess a penalty ranging from 15 to 50 percent of the maximum workers’ compensation award if the employer is found to be liable.

SSA considers VSSR payments to be a form of WC payments and VSSR payments are subject to offset.

B. Ohio WC lump sum payments

Ohio pays two types of lump sum payments. They issue Lump Sum Settlements (LSS) and Lump Sum Advances (LSA). An LSS is a standard lump sum award. An LSA must be requested by an individual, after an award for PT WC or a Scheduled Award has been made and causes a reduction in the payable weekly rate for a specific length of time.

1. Lump Sum Settlements (LSS)

When processing offset for an LSS award attempt to obtain the actual settlement papers. The settlement document will show most of the information needed to correctly process the offset including excludable expenses, specified rates, and specified periods. A printout from the State showing a weekly rate might not be the correct rate with which to prorate the lump sum. If you are using the latest periodic rate to prorate the LSS, use the full declared rate, not a reduced rate.

The printout usually reflects the attorney as the payee and not the injured worker. The attorney will retain a portion of the benefits equal to the attorney fee and write a check to the injured worker for the remainder of the funds. Documentation of the LS award and attorney expenses is needed.

NOTE: "DLS" shown in a settlement document refers to a "DWRF Lump Sum Settlement". Do not include this amount for offset purposes. The payments represent future DWRF payments.

Ohio commonly terminates benefits and then awards large retroactive checks representing payments from the past. These checks are not lump sum settlements and should be offset as periodic payments for the period they represent.

2. Lump Sum Advances (LSA)

An LSA is an advance of future payments to an injured individual to help provide financial relief from expenses such as attorney fees or general household expenses. The individual can apply for an LSA after being awarded for PT or a Scheduled Award. The most common issuance of an LSA is to cover attorney fees.

See also, DI 52150.065C for more information concerning Lump Sum Advances.

a. PT WC lump sum advances

The money paid to an injured individual through an LSA is withheld from future payments until the money has been repaid.

  • Effective with 12/01/2004 the injured individual can choose a period for repayment of 5 years, 10 years, 20 years, or life expectancy. After the LSA has been repaid the individual’s benefit is returned to the original rate.

  • For an LSA prior to 12/01/2004 the individual receives a permanent rate reduction and their benefit never increases to the original rate.

To process an LSA accurately in ICF or MCS, input the declared rate from the original award, and then determine whether or not to exclude the amount of the reduction from offset. If the LSA is for attorney fees or other excludable expenses, then input the declared rate and exclude the expenses from offset. If the LSA is made for expenses that are not excludable from offset, such as an individual’s personal household expenses, then offset at the original declared rate. When an LSA is paid, we apply standard procedures to determine if expenses are excludable from offset.

NOTE: Ohio awards will show "LSAAF to indicate "Lump Sum Advance Attorney Fee". The abbreviation of "LSAAF" indicates the LSA was for an attorney fee. No further development is needed and this amount may be excluded. If the award does not indicate the LSA is for an attorney fee; you must follow normal procedure to verify that the LSA was for an excludable expense prior to excluding the amount from offset.

See Excludable Expenses in DI 52150.050.

Example 1:

  • Injured individual awarded declared rate $250 per week PT WC.

  • Individual applies for LSA to cover $5,200.00 in attorney fees.

  • The individual elects to repay LSA over 5 years.

  • Individual receives $230 per week.

Offset Inputs:

Input the declared rate the individual has of $250 per week and exclude $20 per week as an attorney fee excludable expense. After 5 years has expired the attorney fee is repaid. The individual will again receive the original declared rate. Remove the excludable expense and offset for the full $250 per week.

Example 2:

  • Injured individual awarded declared rate $250 per week PT WC.

  • Individual applies for LSA of $5200 to pay necessary personal household expenses that do not qualify as an excludable expense.

  • The individual elects to repay LSA over 5 years.

  • Individual receives $230 per week.

Offset Inputs:

Input the individual’s declared rate of $250 per week and do not exclude the $20 per week.

b. PP WC lump sum advances

PP Scheduled Loss awards do not allow an LSA in the form of a partial advance, but rather any advance must be for the remainder of all benefits due the injured individual. The claim will be fully paid and considered closed if an LSA is granted.

The same rules apply to PP WC as for PT WC when determining the reason for the advance and for determining excludable expenses.

C. Disabled Workers’ Relief Fund (DWRF)

For individuals receiving PT WC, the State of Ohio provides a minimum guaranteed amount per month. When the combination of PT WC and SSA DIB is less than the guaranteed amount, additional WC money is paid from the DWRF. DWRF DOES NOT apply to any benefits except for PT WC. If SSA DIB is not involved the DWRF payment is determined based upon only the amount of PT WC.

SSA is responsible to determine whether reverse offset will apply due to DWRF. Actual receipt of DWRF payments by the individual is not material when determining DWRF reverse offset.

1. Determine if reverse offset applies due to DWRF

For DWRF reverse offset to apply the individual must first be entitled to both DIB and PT WC. The individual must then be eligible for a DWRF payment.

  • If the DIB payable after offset plus the PT WC exceeds the DWRF guaranteed amount, then the individual is not eligible to receive a DWRF payment, reverse offset does not apply and SSA will perform the offset.

  • If the DIB payable after offset plus the PT WC is less than the DWRF guaranteed amount, then the individual is eligible for a DWRF payment, reverse offset does apply and SSA will not perform the offset.

NOTE: The Ohio Industrial Commission uses the original declared amount of WC (i.e., the gross LS amount before any reductions for attorney fees or medical expenses) in determining entitlement to DWRF. If a Lump Sum Advance (LSA) was paid, then use the declared rate awarded prior to the LSA.

To determine the correct offset apply the DWRF guarantee formula.

  • Use the first month that the individual is entitled to both DIB and PT WC as the starting month to begin calculations.

  • Determine the amount of DIB that will be payable after WC offset.

  • NOTE: When calculating the DIB after offset include all WC for the month, not just PT WC. The DIB after offset will be the amount that SSA will actually pay for the month if offset is imposed)

  • Add the monthly PT WC rate to the DIB benefit payable for the month.

  • Compare this amount to the guaranteed amount for the starting month. Refer to the chart in DI 52120.195C. in this section.

If DIB + PT WC is less than the guaranteed amount:

Remove the offset effective with the starting month. Do not verify the amount of DWRF as this is no longer material. Complete the Ohio Data Sheet and mail it to the address shown on the bottom of the form. For exhibit of Ohio data sheet, go to the GLPSC Technician’s Page by clicking here under heading SCPS/CA, then WC/PDB; then select Ohio BWC Printout and go to page 16.

If DIB + PT WC is more than the guaranteed amount:

Impose offset and continue to perform the calculation for any month where there is a change in the WC rate, DIB amount payable, or the guaranteed amount. If the amount at any point becomes less than the guaranteed amount, then remove offset. If offset is removed it will never be imposed again.

NOTE: If you determine that the DWRF reverse offset does not apply, you must also consider whether the SAWW reverse offset applies, see DI 52120.195D.

2. DWRF Guaranteed Amount.

Use the following DWRF rates:

DATE

AMOUNT

09/01/71

$243.00

01/01/73

$250.92

01/01/74

$269.46

01/01/75

$301.70

12/02/75

$342.00

01/01/76

$368.81

01/01/77

$389.09

01/01/78

$414.79

01/01/79

$448.83

01/01/80

$504.29

01/01/81

$567.86

01/01/82

$629.18

01/01/83

$660.06

01/01/84

$678.09

01/01/85

$703.56

01/01/86

$722.50

01/01/87

$732.42

01/01/88

$764.43

01/01/89

$795.76

01/01/90

$828.00

01/01/91

$880.36

01/01/92

$908.03

01/01/93

$934.36

01/01/94

$957.72

01/01/95

$986.16

01/01/96

$1,010.91

01/01/97

$1,014.14

01/01/98

$1,062.80

01/01/99

$1,075.66

01/01/00

$1,105.64

01/01/01

$1,144.19

01/01/02

$1,173.49

01/01/03

$1,188.59

01/01/04

$1,215.41

01/01/05

$1,245.16

01/01/06

$1,309.40

01/01/07

$1,332.17

01/01/08

$1,368.96

01/01/09

$1,443.15

01/01/10

$1,443.15

01/01/11

$1,463.57

01/01/14

$1,574.41

01/01/15

$1,599.20

01/01/16

$1,599.20

01/01/17

$1,618.72

01/01/18

$1,656.14

01/01/19

$1,694.81

01/01/20

$1,720.15

01/01/21

$1,745.95

01/01/22

$1,849.62

01/01/23

$2,006.12

Example 1: No Offset - Year 1979 - Individual is awarded DIB prior to WC

PIA

$300.00 (before reduction)

DIB payable after offset

$200.00

WC

$200.00

Total = DIB after offset + WC

$400.00

1979 DWRF guaranteed rate

$448.83

No offset is applicable. Since the total of $400 is less than the 1979 DWRF minimum of $448.83 reverse offset applies. Pay the NH the full $300.00 PIA.

Example 2: Offset - Year 1978 - Individual is Awarded WC Prior to DIB.

WC

$150.00

DWRF guaranteed rate in 1978

$414.79

DWRF paid to individual =

$264.79 ($414.79 - $150.00)

Total Paid

$414.79

DIB

NONE (Not yet eligible for DIB payments)

Individual is entitled to DWRF but is not entitled to DIB at this point. Entitlement to DIB begins 01/01/1979.

WC

$150.00 (Do not consider previous DWRF payments by the State)

PIA

$400.00

DIB Payable After Offset

$350.00

Total Paid After WC Offset

$500.00 ($150.00 + $350.00)

DWRF 1979 guaranteed rate

$448.83

Offset is applicable. The combined amount payable is $500.00 and more than the DWRF limit of $448.83.

NOTE: In this example, if the DIB payable after offset was $250.00 ($150.00 + $250.00 = $400.00), then the amount would have been less than the guaranteed rate of $448.83. Reverse offset would apply and SSA would pay the NH the full $400.00 PIA.

3. Ohio DWRF Comparison Worksheet

INDIVIDUAL'S NAME:

SSN:

STEP 1: Add declared monthly WC rate and PIA. If the total is less than the related DWRF limit, then reverse jurisdiction applies. If total exceeds the DWRF limit, then go to STEP 2.

STEP 2: Do a trial WC offset for the effective date of the PTD WC award. Determine only the HA payable and put the answer in the 3rd column below. Fill in the other columns as shown in the headings. If the sum in the fourth column is less than the related DWRF limit, then reverse jurisdiction applies. Go to STEP 4. Otherwise, impose offset and go to STEP 3.

STEP 3: Compare each subsequent COLA to its own corresponding DWRF limit because some years the DIB increase is smaller than the DWRF increase. At any time the DWRF limit exceeds the combined monthly-declared WC PTD payment and HA payable, then remove offset and go to STEP 4.

STEP 4: PREPARE the Ohio Data Sheet in DI 52120.195C.1. (Go to the GLPSC Technician’s Page by clicking here, select Ohio BWC Printout and go to page 16.).

EFFECTIVE START DATE FOR W/C PTD PMTS & SUBSEQENT COLA EFF DATES

MONTHLY DECLARED

W/C

TRIAL COMP: HA PAYABLE AFTER W/C OFFSET

ADD MONTHLY DECLARED

W/C & HA PAYABLE AFTER WCO

DWRF LIMIT

DI 52120.195C.2.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

D. Statewide Average Weekly Wage (SAWW) Reverse Offset

The State of Ohio may perform an SAWW reverse offset when an individual is receiving both PT WC and SSA DIB benefits. When the reverse offset applies, the individual's maximum PT WC benefit is lower than it would be if the individual were not receiving DIB. The SAWW reverse offset DOES NOT apply to any benefits except for PT WC.

To evaluate whether the SAWW reverse offset applies, you must consider both the individual's Average Weekly Wage (AWW) and the applicable Statewide Average Weekly Wage (SAWW).

  • "Average weekly wage" is defined as the individual's average weekly wage at the time of the injury or the time that disability due to occupational disease began. The individual's AWW can be found on the individual's Ohio State WC printout.

  • "Statewide average weekly wage" is defined as the individual's average weekly earnings of all workers in Ohio employment subject to Ohio's unemployment compensation statute. Like the AWW, the applicable SAWW is the one in place at the time of the injury. You should use the SAWW in the table below corresponding to the date of injury on the individual's Ohio State WC printout.

    SAWW Table (1990-2019)

    Year

    SAWW

    2/3 SAWW

    1990

    $419.00

    $279.33

    1991

    $428.00

    $285.33

    1992

    $443.00

    $295.33

    1993

    $460.00

    $306.67

    1994

    $482.00

    $321.33

    1995

    $493.00

    $328.67

    1996

    $511.00

    $340.67

    1997

    $521.00

    $347.33

    1998

    $541.00

    $360.67

    1999

    $567.00

    $378.00

    2000

    $589.00

    $392.67

    2001

    $618.00

    $412.00

    2002

    $628.00

    $418.67

    2003

    $644.00

    $429.33

    2004

    $662.00

    $441.33

    2005

    $678.00

    $452.00

    2006

    $704.00

    $469.33

    2007

    $730.00

    $486.67

    2008

    $751.00

    $500.67

    2009

    $767.00

    $511.33

    2010

    $775.00

    $516.67

    2011

    $783.00

    $522.00

    2012

    $809.00

    $539.33

    2013

    $838.00

    $558.67

    2014

    $849.00

    $566.00

    2015

    $862.00

    $574.67

    2016

    $885.00

    $590.00

    2017

    $902.00

    $601.33

    2018

    $932.00

    $621.33

    2019

    $950.00

    $633.33

Ohio's SAWW reverse offset operates as follows: An individual's PT WC benefit amount is 2/3 of their AWW. The amount is capped, however. If the individual's combined PT WC and DIB benefits are equal to or greater than the SAWW, their weekly WC benefit amount is capped at a maximum of 2/3 of the SAWW. Otherwise, the maximum is the SAWW.

The SAWW reverse offset is only possible when an individual's AWW is greater than the applicable SAWW. The determination whether the SAWW reverse offset applies can be made by considering only the PT WC amount, the individual's AWW, and the applicable SAWW. Though the SAWW reverse offset only occurs when an individual is receiving DIB benefits, the actual amount of DIB benefits is not material to this determination.

  1. 1. 

    If the individual AWW is less than or equal to the applicable SAWW, the SAWW reverse offset does not apply and SSA may offset.

  2. 2. 

    If (1) the individual's AWW is greater than the applicable SAWW and (2) PT WC is greater than 2/3 of the applicable SAWW, SSA may offset.

  3. 3. 

    If (1) the individual's AWW is greater than the applicable SAWW and (2) PT WC is equal to or less than 2/3 the applicable SAWW, reverse offset applies and SSA should not offset.

NOTE: If you determine that the SAWW reverse offset provision does not apply, you must also consider whether the DWRF reverse offset applies, see DI 52120.195C in this section. You should also reevaluate whether the SAWW reverse offset applies for any month where there is a change in the PT WC rate.

Example 1: Reverse offset not applicable - Individual's AWW is less than or equal to applicable SAWW

AWW

$400.00
SAWW $500.00

An individual's WC benefit is computed as 2/3 of their AWW, subject to a cap of either 2/3 or 100 percent of the applicable SAWW. Reverse offset can occur when the state's application of the lower cap results in a lower PT WC benefit. But where, as in Example 1, the individual's AWW is less than or equal to the SAWW, there is no SAWW reverse offset because 2/3 of the individual's AWW does not exceed the lower cap, 2/3 of the SAWW. Therefore, applying the higher cap would not increase the individual's PT WC benefit. In such situations, SSA may offset. However, you must also consider whether the DWRF reverse offset applies, see DI 52120.195C in this section.

Example 2: Reverse offset not applicable - Individuals AWW greater than applicable SAWW and PT WC award is greater than 2/3 of the applicable SAWW.

AWW

$900.00

SAWW

$750.00

2/3 of SAWW

$500.00

PT WC

$600.00

When an individual's AWW is greater than the applicable SAWW, it is possible for a reverse offset to apply. To tell whether the reverse offset applies, you need only consider whether the PT WC benefit is greater than 2/3 of the SAWW. If the state is offsetting PT WC benefits, the PT WC benefits will be capped at 2/3 of the SAWW, the lower cap. If the PT WC benefit is greater than 2/3 of the SAWW, the state is applying the higher cap, 100 percent of the SAWW, and therefore, is not reducing the individual's PT WC benefit. In these situations, reverse offset does not apply and SSA may offset.

In Example 2, the individual's AWW is greater than the applicable SAWW, and the PT WC award is greater than 2/3 of the SAWW. As a result, the SAWW reverse offset does not apply and SSA may offset. However, you should also consider whether the DWRF reverse offset applies, see DI 52120.195C in this section.

Example 3: Reverse Offset Applicable - Individual's AWW greater than applicable SAWW and PT WC award equal to or less than 2/3 of applicable SAWW

AWW

$900.00

SAWW

$750.00

2/3 of SAWW

$500.00

PT WC

$500.00

In Example 3, the individual's AWW is greater than the applicable SAWW, but the PT WC award is equal to 2/3 of the applicable SAWW. This means that the state is applying the lower of the two caps, 2/3 of the SAWW, and is therefore offsetting the individual's PT WC benefits. As a result, the SAWW reverse offset applies and SSA should not perform the offset.

E. Cost-of-living adjustments (COLA)

The DWRF guaranteed amount increases yearly and was created to help permanently and totally disabled individuals keep pace with the cost of living. If an individual is below the DWRF guaranteed level, they will receive increases yearly based upon the DWRF increase.

F. Attorney fees

The Ohio WC law allows Attorney fee payments that are a reasonable amount after review of the application. Attorney fees paid in a lump sum agreement are not permitted to cause a reduction in the individual's existing weekly compensation rate of more than twenty percent (20 percent).

Attorneys typically take 1/3 from a lump sum settlement and 1/3 from an accrued period award. When the attorney is listed on the printout as the “payee”, this is evidence that there are attorney fee expenses. The amount of the fee should be verified with the attorney.

G. Retirement insurance benefits (RIB) considerations

For all RIB or DIB elections the NH should be advised to contact the Ohio Bureau of Workers’ Compensation (BWC) to find out what affect their election will have on the WC benefits.

1. DWRF and PT WC RIB election

The reverse offset involving DWRF creates unique complications for RIB or DIB elections. DWRF payments from the State of Ohio are determined based on the amount of PT WC or, if DIB is involved, the combined amount of PT WC and DIB payment. DWRF is affected by DIB but is NOT affected by the receipt of SSA RIB.

a. Age 62

It may be advantageous for the NH to elect RIB at age 62. If a NH elects RIB and no longer receives DIB then the DWRF payment will be determined solely based upon the PT WC amount. The NH either may become eligible for a DWRF payment when there was none before, or may receive a higher DWRF payment.

b. Age 65 and FRA

WC/PDB offset terminate at age 65 for those who attain age 65 before December 19, 2015. Effective December 19, 2015 or later, WC offset termination extends from age 65 to full retirement age (FRA). See 2015 Amendment in DI 52101.005. DWRF will continue to be reduced by a DIB benefit until the NH reaches FRA. However, RIB will never have an effect on DWRF payments.

DIB should then be adjusted to the full PIA at FRA. At FRA, DWRF is not affected by any Social Security benefit.

2. TT and RIB election

TT benefits are subject to offset when SSA RIB is received. If RIB is involved, a standard limitation is imposed, regardless of the amount of the RIB benefit. When RIB and TT are received at the same time, Ohio BWC will limit the amount of TT to 2/3 of the SAWW.

It may still be to the NH’s advantage to elect RIB, but the NH should contact the Ohio BWC prior to making any RIB election. Unlike situations involving DWRF, reverse offset is not a possibility for TT WC, therefore an age 65 reelection of DIB will always be advantageous.

H. Verifying WC

Ohio WC can be verified online, by fax, or by phone. To help interpret the Ohio State WC printout see, Guide to Ohio Bureau of Workers' Compensation printout

1. On-line access

On-line access is available and should be the first option to verify Ohio WC records.

Once you are certain that WC evidence is not already in file, check the Workers' Compensation (WC) Resource Page in DI 52140.020 since OH is a state that provides SSA with access to its online records. The value of online records can vary State to State and some development may still be required. However, the sites available usually provide contact information for the employer, WC carrier or the WC attorney, which can jump-start the development process. In addition, included in the WC resource intranet site is a list of individuals in the PC with online access to those individual State records.

2. Fax

Based on Senate Bill 7, effective 06/30/06, the OH WC law now requires a written consent for release of any WC information from BWC files.  If contacting the Ohio BWC directly, a signed consent form must accompany the request. The request (an SSA-1709), along with the necessary consent, can be faxed directly to 614-621-9454 for processing. 

3. Phone

Call toll free to 1-800-644-6292. The representative can usually provide a printout of the WC information, but can also provide the name and phone number of the caseworker. As indicated in the previous section, you will need a written consent. If you have a more involved question, it may be necessary to ask for assistance from the caseworker who can review the actual file.

I. Self-Insured businesses

Most businesses are a part of the State WC fund and awards are paid from the Ohio State Insurance Fund (OSIF). When reviewing an Ohio WC printout, self-insured claims can be identified by an “SI” entry for “CLM TYPE”. The Ohio BWC database can provide the employer information and usually the company handling the WC claim. You can obtain WC evidence using these sources or from the NH.

If the Ohio BWC printout contains payment information, this means the self-insured employer is no longer in business. There may be payment information prior to when Ohio BWC took over the payments.

J. References

  • Ohio Bureau of Workers' Compensation site

  • DI 52101.005 - Social Security Amendments with Workers’ Compensation/Public Disability Benefits (WC/PDB) Offset Provisions

  • DI 52150.060 - Prorating a WC/PDB Lump Sum Settlement

  • DI 52150.030 - Considering the RIB Option

  • DI 52150.050 - Excludable Expenses

  • For all Ohio Workers’ Compensation rate maximums


To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0452120195
DI 52120.195 - Ohio Workers’ Compensation (WC) - 08/07/2023
Batch run: 08/07/2023
Rev:08/07/2023