Example 1: A person who relies on misinformation that earnings after retirement will not cause
deductions for months in the same taxable year may be found without fault for any
overpayment in the year due to work even though they worked before retirement.
Example 2: Similarly, if a person is misinformed and later in the same year SSA provides correct
information, continued work and earnings do not preclude a finding of without fault
for the months in which the person relied on misinformation.