Effective Dates: 02/01/2024 - Present Previous | Next

TN 256 (02-24)

GN 02402.354 Coding Egypt Bank Data on the Master Beneficiary Records (MBR)

A. Background for coding Egypt bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Egypt. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as an Egypt direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Egypt to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detail on IDD requests and forwarding information, see:

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205, Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255, Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

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    Blank check;

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    SSA-1199-OP33 International Direct Deposit Signup Form for Egypt; or

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    Any document containing required banking information.

If you receive information with discrepancies, see the following instructions:

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Overview of IDD for Egypt

IDD payments sent to Egypt must be in Egyptian pound (EGP) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves that territory. The FBU contacts the beneficiary or FI for the additional information.

D. Description of Egypt IDD bank data

The data to code IDD for Egypt comes from the International Bank Account Number (IBAN) provided to the beneficiary from his or her FI. The bank data on the MBR reflects 27 characters including the country code of P.

E. Procedure for coding Egypt bank data

The FRBKC relies on us to provide complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Egypt using an SSA system (e.g., Modernized Claims System (MCS), or Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

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    account ownership

  • •

    account type

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    beneficiary address

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    beneficiary phone number

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    country

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    enrollment status

  • •

    first and last name of beneficiary

  • •

    bank name and address

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    IBAN

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    payee indicator

  • •

    Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • •

    first four characters - bank code (alpha only);

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    next two characters - ISO 3166-1 alpha 2 country code (alpha only);

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    next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

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    last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

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    update ITS.gov on the same day;

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    enter all POS direct deposit changes according to normal procedures;

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    use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a EGP account in Egypt ? If no, STOP .

REASON: Beneficiaries in Egypt can only receive IDD payments in EGP accounts.

If yes, go to step 4.

4

To derive the 9-digit RTN for Egypt:

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    Start with 66 (the multi-country prefix SSA and FRBKC have designated to use for Egypt IDD).

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    Code the two filler zeros “00”.

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    Code the four-digit bank code based on FI name after verifying accuracy against either the ITS.gov help file or the listing in GN 02402.354G of Egyptian Bank Codes.

  • •

    Code the check digit code of the RTN, which you will obtain through Title II Interactive Comps.

    NOTE: The final digit is the U.S. check digit Code and is subject to change. Obtain check digit code through the Title II Interactive Comps from the Main Menus 07/Sub Menu 16.

5

Code the account type:

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    “S” for savings, or 

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    “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Egypt, code:

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    “P ” is designated for Egypt,

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    16 digits of the 17-digit account number.

7

 You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.354F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

F. Example of coding Egyptian direct deposit

The customer provides us with a signup form for Egypt containing the following account number: "EG380019000500000000263180002"

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    The first character of IBAN is “EG,” represent the International Organization for Standardization (ISO) country code.

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    The third and fourth characters of the IBAN are the IBAN check digit. Never code the IBAN country code or check digit to the MBR.

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    The fifth through eight characters of the IBAN represents the bank code.

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    The ninth through twelve characters of the IBAN represents the branch code.

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    The last 17 digits of the IBAN represent the account number.

1. Derive the RTN

The technician enters the information for the RTN:

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    Code the prefix of 66 (the multi-country prefix for Egypt);

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    Code the two filler zeros “00”;

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    Code the four-digit bank code of “1004” based on FI name (see the listing in GN 02402.354G of Egyptian bank codes);

  • •

    Code the one-digit check code, which is 8 in this example (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16);

  • •

    Code the type of account as a “C” for checking or an “S” for savings. If no indicated account type, use a “C” for checking.

2. Derive the DAN

The technician codes the DAN:

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    Start with country code “P” designated for Egypt; and

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    Code 16 digits of the 17-digit Account Number “0000000026318000”

3. Obtain the following information

  • •

    RTN: 660010048

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    Checking

  • •

    DAN: P0000000026318000

a. POS reflects the direct deposit information

  • •

    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 660010048 ACCOUNT TYPE (C/S): C

  • •

    DEPOSITOR ACCOUNT NUMBER: P0000000026318000

  • •

    CANCEL DIRECT DEPOSIT (Y):

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    DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • •

    RTN-660010048

  • •

    DAN- CP0000000026318000

G. Egyptian Bank Codes

View In PDF

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402354
GN 02402.354 - Coding Egypt Bank Data on the Master Beneficiary Records (MBR) - 02/01/2024
Batch run: 02/01/2024
Rev:02/01/2024