When a legally competent beneficiary has a representative payee, the original of the
notice is always sent to the beneficiary, with a copy to the representative payee.
A representative payee is not entitled to the personalized explanation. SSA may only
disclose information that the person needs to perform the duties of representative
payee (i.e., to receive and disburse or conserve title II and title XVI benefits belonging
to the beneficiary).
EXAMPLE: If the representative payee is entitled to information in another capacity (e.g.,
as parent or legal guardian) that person may receive any information to which he/she
is entitled.