Review the RZ history on the SSID or SSI4 query to determine the earliest RZ date
where the claimant met title II entitlement or the filing before entitlement policy.
Use the first day of the month and year in the RZ Initiation Date (RZI), RZ Completion
Date (RZC) or RZ Clearance Date (RZD) field of the CRZD segment of the query as the
protective filing date as follows (see SI 02305.034 for the definitions of these fields):
Use the RZI date if the claimant met title II entitlement criteria on the RZI date
or before the RZC date.
Use the RZC date if the claimant first met title II entitlement criteria on the RZC
Use the RZD date if you know that a RZ was completed but the RZD date is the only
date shown for the RZ entry on the query or the RZ was completed before 3/84.
While conducting an RZ in 2/2001, the claims representative (CR) determines that Ms.
Potter met title II insured status in 1999. Ms. Potter has been receiving SSI benefits
since 2/97. The claimant’s certified earnings record (E/R) shows she earned 4 quarters
of coverage in 1999. The claimant’s Supplemental Security Record (SSR) shows verified
earnings of $1,000 in 2/99, which gave her the needed 1 quarter of coverage (QC) to
meet insured status. A review of the SSID query shows a RZI date of 4/99. The CR uses
the RZI date of 4/1/99 to establish the claimant’s title II filing date for retirement
benefits since the NH first met insured status on that date.
While conducting a RZ on Mr. Jones’ SSI record, the CR reviews his certified E/R,
which shows that he earned the one QC he needed to meet title II insured status in
1999. He has been receiving SSI since 10/96. In reviewing the SSI query, the CR notes
that a RZ was initiated in 10/99 (RZI date) and completed in 11/99 (RZC date). The
claimant has no documentation to prove when he earned the money in 1999. The claimant
alleges that the company he worked for is out of business. Since we have no evidence
to prove when the money was actually earned, the CR assumes that Mr. Jones earned
the 1 QC needed in the first quarter of 1999 as shown on the certified E/R. The CR
uses the RZI date of 10/1/99 as the claimant’s title II filing date for retirement
benefits since that is the earliest RZ date after the claimant met insured status.
While conducting a review of the claims folder, the CR notes that the last RZ was
completed in 4/98 (RZC date). The SSR shows verified earnings for 8/98 of $1500, which
gave the NH the 2 QCs needed for insured status. No earnings were posted for any other
month in 1998. The certified E/R shows the NH met insured status in 4/98. Since the
CR has evidence that the NH earned the money to meet insured status after the RZC
date of 4/98, the RZ is not a protective filing for title II benefits. The filing
before entitlement policy does not apply because the NH earned the money to meet insured
status after the RZ was completed.