A person may be entitled to more than one benefit at the same time. For example, a
person may be entitled as a retired worker on their own record and as a spouse on
another record. However, a person's benefit amount can never exceed the highest single
benefit to which that person is entitled. Some benefits are calculated independently
with the larger benefit being paid or the smaller benefit being paid plus the excess
amount of the larger one. Other types of benefits are calculated with a carry-over
reduction amount from the first benefit to the second.