TN 122 (03-24)

SI 01130.740 Achieving a Better Life Experience (ABLE) Accounts

Citations: Public Law 113–295 The Stephen Beck, Jr., Achieving a Better Life Experience Act (ABLE Act) – Enacted December 19, 2014

A. What is an ABLE account?

An Achieving a Better Life Experience (ABLE) account is:

  • a tax-advantaged savings account;

  • used by eligible individuals to pay for qualified disability expenses;

  • owned by the eligible individual and designated beneficiary of the ABLE account; and

  • established by an eligible individual provided the individual is blind or disabled by a condition that began before the individual’s 26th birthday.

An ABLE program can be established by a State (or State agency or instrumentality of a State). An eligible individual can open an ABLE account through the ABLE program in any State, if the State permits it.

You may see different types of arrangements between States administering ABLE programs. Some States:

  • formed partnerships to improve access for eligible individuals to enroll in ABLE programs;

  • formed a consortium where the States have their own ABLE program, but join together to provide lower administrative costs and better investment options than they could on their own;

  • established their own ABLE program, but contract with private companies to manage their ABLE program for them;

  • established their own ABLE program, but contract with other States to manage their ABLE program for them;

  • do not operate their own ABLE program, but partner with another State to offer the other State’s ABLE program to their residents.

1. One ABLE account

A designated beneficiary is limited to one ABLE account, which a qualified ABLE program administers. Except in the case of a rollover or program-to-program transfer, if a designated beneficiary has an additional account, it generally will not be treated as an ABLE account, and will be subject to normal resource counting rules.

EXCEPTION: If an additional account closes within 90 days from the account open date, the account is not a countable resource for any period the additional account was open.

2. Medicaid reimbursement

Upon the death of the designated beneficiary, funds remaining in the ABLE account, after payment of all outstanding qualified disability expenses, must be used to reimburse the State(s) for Medical Assistance (Medicaid) benefits received by the designated beneficiary, if the State(s) files(s) a claim for reimbursement.

B. Definition of ABLE terms

1. ABLE program

An ABLE program is established and maintained by a State (or State agency or instrumentality thereof) through which eligible individuals can open ABLE accounts.

2. Contributions to ABLE account

  • Contributions are payments of funds into an ABLE account

  • Contributions must be in cash and may be made in the form of cash or a check, money order, credit card, electronic transfer, Gift of Independence card, or a similar method.

  • Contributions may be made by any person. (“Person,” as defined by the Internal Revenue Code (IRC), includes an individual, trust, estate, partnership, association, company, or corporation.)

  • The total annual amount of contributions from all sources is limited to the amount of the per-donee gift-tax exclusion in effect for a given calendar year. The following chart shows the contributions for each year:

See table for Internal Revenue Service (IRS) Gift Tax Exclusion Amounts by Calendar Year

Calendar Year IRS Gift Tax Exclusion Amount

2014

$14,000

2015

$14,000

2016

$14,000

2017

$14,000

2018

$15,000

2019

$15,000

2020

$15,000

2021

$15,000

2022

$16,000

2023

$17,000

2024

$18,000

3. Designated beneficiary

The designated beneficiary is the individual who:

  • owns the ABLE account;

  • was an eligible individual when the account was established; or

  • succeeded the former designated beneficiary in that capacity.

To be an eligible individual, they must be:

  1. a. 

    Receiving Supplemental Security Income (SSI) based on blindness or disability that began before age 26; or

  2. b. 

    In SSI suspense due solely to excess income or resources, but otherwise eligible for SSI based on blindness or disability that began before age 26; or

  3. c. 

    Receiving disability insurance benefits (DIB), childhood disability benefits (CDB), or disabled widow’s or widower’s benefits (DWB) based on blindness or disability that began before age 26; or

  4. d. 

    The subject of a disability certification.

    • A disability certification, to be signed by the individual or someone else establishing the ABLE account for the individual:

    • Certifies that the individual is blind or has a physical or mental impairment that results in marked and severe functional limitation and that such blindness or disability began before age 26.

    • Includes a certification that the individual has a copy of the diagnosis relating to their relevant impairment(s), signed by a physician.

    • Conditions on SSA’s “List of Compassionate Allowances Conditions” are deemed to meet the requirements for filing a disability certification if the condition was present and produced marked and severe functional limitations before the individual attained age 26.

NOTE: Do not draw an inference regarding disability under the Social Security Act from a disability certification.

4. Distributions

A distribution is any payment from an ABLE account. A program-to-program transfer is not a distribution. The designated beneficiary or person with signature authority determines when a distribution is made. Distributions (other than rollovers and returns of contributions) may be made only to or for the benefit of the designated beneficiary.

5. Member of the family

A member of the designated beneficiary's family means a sibling by blood, marriage, or adoption, and including a brother, sister, stepbrother, stepsister, half-brother, and half-sister.

6. Person with signature authority

A person with signature authority can establish and administer an ABLE account for a designated beneficiary who is a minor child or is otherwise incapable of managing the account. Signature authority is not the equivalent of ownership. The person with signature authority may be the eligible individual's agent under a power of attorney or, if none, a conservator or legal guardian, spouse, parent, sibling, grandparent of the eligible individual, or a representative payee appointed for the eligible individual by SSA, in that order. Always consider the designated beneficiary to be the owner of the ABLE account, regardless of whether someone else has signature authority over it.

NOTE: In some instances, the representative payee appointed by SSA may not be the same person who has signature authority over the beneficiary's ABLE account. For example, a legal guardian may have signature authority for a beneficiary who has an organizational representative payee. If a payee does not have the signature authority over the ABLE account, they cannot deposit SSA benefits to the ABLE account because they do not control the account.

7. Program-to-program transfer

A program-to-program transfer means the direct transfer of:

  • the entire balance of an ABLE account into an ABLE account of the same designated beneficiary in which the first ABLE account is closed upon the transfer of the funds; or

  • part or all of the balance to an ABLE account of an eligible individual who is a member of the family of the designated beneficiary.

8. Qualified disability expenses

Qualified disability expenses (QDEs) are related to the blindness or disability of the designated beneficiary and for the benefit of the designated beneficiary. In general, a QDE includes, but is not limited to, an expense for:

  • Education;

  • Housing;

  • Transportation;

  • Employment training and support;

  • Assistive technology and related services;

  • Personal support services;

  • Health;

  • Prevention and wellness;

  • Financial management and administrative services;

  • Legal fees;

  • Expenses for ABLE account oversight and monitoring;

  • Funeral and burial; and,

  • Basic living expenses.

9. Housing expenses

Housing expenses for purposes of an ABLE account are similar to household costs for in-kind support and maintenance purposes. However, for ABLE purposes, food is considered a qualified disability expense (basic living expense), but not a housing expense. Housing expenses include expenses for:

  • Mortgage (including property insurance required by the mortgage holder);

  • Real property taxes;

  • Rent;

  • Heating fuel;

  • Gas;

  • Electricity;

  • Water;

  • Sewer; and

  • Garbage removal.

10. Rollover

A rollover is the contribution to an ABLE account of a designated beneficiary (or a family member of the designated beneficiary), of all or a portion of an amount withdrawn from the designated beneficiary’s ABLE account, provided that:

  • the contribution is made within 60 days of the date of the withdrawal; and

  • no rollover has been made into an ABLE account of the designated beneficiary within the prior 12 months.

C. When to exclude ABLE account contributions, balances, earnings, and distributions

1. Exclude contributions as income

A payment made into an ABLE account constitutes a contribution. Consider the contribution made by the person to whom the funds belong or are due. Exclude contributions to an ABLE account from the income of the designated beneficiary. Excluded contributions include:

  • Rollovers from a family member's ABLE account to the SSI applicant, recipient, or deemor’s ABLE account;

  • Rollovers in limited amounts from a qualified tuition plan (also called a 529 plan) to the SSI applicant, recipient, or deemor's ABLE account. The ABLE account must be for the same beneficiary as the 529 account or for a member of the same family as the 529 account holder; and

  • Contributions in excess of the annual limit if the designated beneficiary worked and did not contribute for the taxable year to any of the following types of retirement plans:

    • defined contribution plan (within the meaning of section 414(i) of the IRC) with respect to which the requirements of section 401(a) or 403(a) of the IRC are met;

    • annuity contract under section 403(b) of the IRC; or

    • eligible deferred compensation plan under section 457(b) of the IRC.

Additional excluded contributions by an employed beneficiary are limited per year to the lesser of:

  • The poverty level for a one-person household, as determined for the calendar year preceding the calendar year in which the taxable year begins as found in HI 03001.020; or

  • The amount of the designated beneficiary's earnings and other compensation (as defined by Section 219(f)(1) of the IRC).

The designated beneficiary is potentially eligible for a tax credit for contributions that they make to their ABLE account.

NOTE: The fact that a person uses their income to contribute to an ABLE account does not mean that their income is not countable for SSI purposes as it normally would be. Income received by the designated beneficiary and deposited into their ABLE account is income to the designated beneficiary. For example, an applicant, recipient, or deemor can have contributions automatically deducted from their paycheck and deposited into an ABLE account. In this case, include the income used to make the ABLE account contribution in the applicant, recipient or deemor's gross wages.

a. First party contributions

A contribution made by the designated beneficiary into their ABLE account is not income to the designated beneficiary. However, income received by the designated beneficiary and deposited into their ABLE account is income to the designated beneficiary.

An individual cannot use direct deposit to avoid income counting.

When a payment belonging to or due to the designated beneficiary is direct-deposited into their ABLE account:

  • consider the payment received by the designated beneficiary;

  • count the payment as income to the designated beneficiary as it otherwise would be counted;

  • consider the designated beneficiary the contributor for ABLE purposes; and

  • do not consider the ABLE contribution as income to the designated beneficiary.

Examples of payments that might be direct-deposited into an ABLE account, but still are counted as income as they otherwise would be, include:

  • Wages;

  • Benefit payments (Title II, Veterans Administration, pensions, etc.); and

  • Mandatory Support payments (child support or alimony).

NOTE: Social Security and SSI monthly benefit payments can be directly deposited into ABLE accounts because they are considered acceptable types of financial accounts. For more information see GN 02402.030B.1.

b. Third party contributions

Third party contributions:

  • are not income to the designated beneficiary;

  • are contributions made by persons other than the designated beneficiary;

  • are made with funds that do not otherwise belong, or are not otherwise due, to the designated beneficiary;

  • are made with the third party’s funds; and

  • are treated as a completed gift when made by a person other than the designated beneficiary

NOTE: “Completed gift” refers to the IRS definition for gift-tax rules, not the definition of a gift in SI 00830.520. For ABLE, we exclude third party contributions, regardless of their status as a gift for SSI purposes.

 

2. Exclude ABLE account earnings

The funds in an ABLE account can accrue interest, earn dividends, and otherwise appreciate in value. Earnings increase the account's balance. Exclude these earnings from the income of the designated beneficiary.

3. Exclude up to and including $100,000 of balance

Exclude up to and including $100,000 of the balance of funds in an ABLE account from the resources of the designated beneficiary.

4. Do not count ABLE account distributions as income

A distribution from an ABLE account is not income but is a conversion of a resource from one form to another, see SI 01110.600B.4.

Do not count distributions from an ABLE account as income of the designated beneficiary, regardless of whether the distributions are for a QDE that is not related to housing, for a housing expense, or for a non-qualified expense.

5. Exclude retained distributions for a QDE not related to housing

a. Distribution for a QDE not related to housing

Exclude a distribution for a QDE not related to housing from the designated beneficiary’s countable resources if they retain it beyond the month received.

This exclusion applies while:

  • The designated beneficiary maintains, makes contributions to, or receives distributions from the ABLE account;

  • The distribution is unspent;

  • The distribution is identifiable. NOTE: Identify excludable funds commingled with non-excludable funds, see SI 01130.700A; and

  • The individual intends to use the distribution for a QDE not related to housing.

Apply normal SSI resource counting rules and exclusions to assets or other items purchased with funds from an ABLE account.

EXAMPLE: Elizabeth takes a distribution of $500 from their ABLE account in May to pay for a health-related QDE that they expect to pay in September. They deposit the distribution into their checking account in May and withdraw it in September to pay the health-related QDE. Exclude the $500 from Elizabeth's countable resources from June through September. Starting in June, document the deposit on the Financial Institution Account page. Input $500 as the “excluded amount.” Select “Other” as the exclusion reason and input “ABLE QDE distribution” as the “other reason.”

b. Previously excluded distribution used for non-qualified expenses or housing expenses

If a designated beneficiary uses a distribution previously excluded for a non-qualified expense or a housing expense, or the individual’s intent to use it for a qualified disability expense (not related to housing) changes, see SI 01130.740D.3. in this section.

c. Example of an excluded distribution

Eric takes a distribution of $500 from their ABLE account in June to pay for a health-related QDE. Their health-related expense is not due until September, and Eric deposits the distribution into their checking account in June. The distribution is not income in June. Eric’s distribution is both unspent and identifiable until Eric pays their health-related expense in September. Exclude the $500 from Eric's countable resources in July, August, and September. For instructions to identify commingled, excluded, and non-excluded funds, see SI 01130.700.

d. Example of an excluded QDE purchase

Fred takes a distribution of $1,500 from their ABLE account in September to buy a health-related item that is a QDE. The item is an excluded resource in October and continuing, because it is the individual’s personal property required for a medical condition. For instructions on household goods, personal effects, and other personal property, see SI 01130.430.

D. When to count ABLE account balances and distributions

1. Count ABLE account balance amounts over $100,000

Count the amount by which an ABLE account balance exceeds $100,000 as a resource of the designated beneficiary.

a. Ineligibility for other reasons

If an individual is ineligible for any reason other than excess resources in an ABLE account, suspend the individual’s SSI eligibility using normal procedures.

EXAMPLE: Ineligibility for a reason other than excess resources in an ABLE account

In April, Sam’s ABLE account balance is $102,500 as of the first of the month. However, Sam also has excess deemed income in April and is N01. They are not eligible for Medicaid. Before the end of April, Sam leaves the U.S. and does not return until July 1. Sam is N03 for May, June, and July. If Sam still has excess resources in their ABLE account effective August 1 and is otherwise SSI eligible, place them in the resource suspension status. They are eligible for Medicaid effective August 1.

b. Ineligibility due to excess resources other than the ABLE account balance

The suspension does not apply when:

  • The balance of an SSI recipient's ABLE account exceeds $100,000 by an amount that causes the recipient to exceed the SSI resource limit; but

  • The value of resources other than the ABLE account alone make the individual ineligible for SSI due to excess resources.

When this situation happens:

  • Suspend the recipient's SSI benefits using the payment status code N04. While in N04, the recipient loses eligibility for Medical Assistance (Medicaid) and the individual’s SSI eligibility terminates 12 months later if the suspension continues throughout this period.

  • Reinstate the recipient's regular SSI eligibility and Medicaid benefits for all months in which the individual’s resources, including the ABLE account, no longer cause the recipient to exceed the resource limit.

EXAMPLE: Combination of resources — recipient loses SSI eligibility

Christine is the designated beneficiary of an ABLE account with a first of the month balance of $101,000. Christine's only other countable resource is a checking account with a balance of $3,000. Christine's countable resources are $4,000 and therefore exceed the SSI resource limit.

However, because their ABLE account balance is not the cause of their excess resources (i.e., their countable resources other than the ABLE account are more than $2,000), the suspension rule does not apply, and Christine is not eligible for SSI because of excess resources. Suspend Christine’s SSI benefits using payment status N04. Their Medicaid benefits stop.

c. Rule for indefinite benefit suspension and continuing eligibility for Medicaid during periods of excess resources attributable to an ABLE account

Suspension applies when the balance of an SSI recipient's ABLE account exceeds $100,000 by an amount that causes the recipient to exceed the SSI resource limit--whether alone or with other resources. When this situation happens:

  • We suspend the recipient's SSI benefits without time limit (as long as they remain otherwise eligible);

  • The recipient is SSI eligible for Medical Assistance (Medicaid); and

  • The individual’s eligibility does not terminate after 12 continuous months of suspension.

Reinstate the recipient's regular SSI eligibility for all months in which the individual’s ABLE account balance no longer causes the recipient to exceed the resource limit and is otherwise eligible.

NOTE: “SSI eligible for Medicaid purposes” means that the individual is eligible for Medicaid in States where Medicaid eligibility is based on SSI eligibility. For SSA determinations of Medicaid Eligibility in 1634 States see SI 01730.000.

If an individual reaches the $100,000 account balance limit, please contact your regional office so that they can alert the central office.

EXAMPLE: Excess resources — recipient is suspended but retains eligibility for Medicaid

Paul is the designated beneficiary of an ABLE account with a balance of $101,000 on the first of the month. Paul's only other countable resource is a checking account with a balance of $1,500. Paul’s countable resources are $2,500 and therefore exceed the SSI resource limit. However, since Paul's ABLE account balance causes them to exceed the resource limit (i.e., their countable resources other than the ABLE account are less than $2,000), suspend Paul’s SSI eligibility and stop their cash benefits, but retain their eligibility for Medicaid in their State.

2. Count retained distributions for housing expenses or expenses that are not QDEs as a resource

A distribution from an ABLE account is not income, but is a conversion of a resource from one form to another, see SI 01110.600B.4.

Count a distribution for a housing expense or for an expense that is not a QDE as a resource, if the designated beneficiary retains the distribution into the month following the month of receipt. If the designated beneficiary spends the distribution within the month of receipt, there is no effect on eligibility. Apply normal SSI resource counting rules and exclusions to items purchased with funds from an ABLE account.

EXAMPLE: Retained distribution intended for housing expenses is a resource

Amy takes a distribution of $500 from their ABLE account in May to pay a housing expense for June. They deposit the $500 into their checking account in May, withdraws $500 in cash on June 3, and pay their landlord. This distribution is a housing expense and part of their checking account balance as of June 1, which makes it a countable resource for the month of June.

3. Count previously excluded distributions used for a non-qualified purpose or housing expense

  • Count the amount of funds used for a non-qualified expense or housing expense as a resource as of the first moment of the month in which the funds were spent if the designated beneficiary uses the distribution (that was previously excluded) for a non-qualified purpose or a housing expense.

  • Count the retained funds as a resource as of the first of the following month if an individual’s intent to use the funds for a QDE changes at any other time, but they have not spent the funds.

a. EXAMPLE: Previously excluded distribution used for a non-QDE

 

Sam takes a distribution of $25,000 from their ABLE account in May for an assistive technology and related service. They pay a $10,000 deposit. While waiting for the service to be completed, Sam takes a trip to a local casino in July where they lose $1,000 of their ABLE distribution gambling. The $1,000 they lost gambling is a countable resource in July. The other $14,000 Sam retains is an excluded resource while it meets the requirements in this section.

b. EXAMPLE: Previously excluded distribution used for a housing expense

 

In June, Jennifer takes a $7,000 distribution from their ABLE account to pay an educational expense that is a QDE. Their educational expense is due in September. However, they have to make a $750 advance rent payment to their landlord for their college apartment in August. They use some of the distribution they took in June to make the rent payment – a housing expense. The $750 is a countable resource in August. Exclude the remaining $6,250 of the retained distribution while it continues to meet the requirements in this section.

c. EXAMPLE: Change of intent on the use of a distribution

 

In June, Jennifer takes a $7,000 distribution from their ABLE account to pay an educational expense that is a QDE. Their educational expense is due in September. In August, Jennifer gets a job offer and decides not to return to school. The $7,000 becomes a countable resource in September because they no longer intend to use it for an educational expense that is a QDE, unless Jennifer re-designates it for another QDE or returns the funds to their ABLE account prior to September.

E. How to verify, document, and record ABLE account balances

You may become aware of an ABLE account during an initial claim or redetermination or if an individual contacts the office to report it.

1. Obtain evidence of the ABLE account

When an applicant, recipient, or deemor alleges being the designated beneficiary of an ABLE account, obtain evidence such as the:

  • State where the program is administered;

  • Account number;

  • Account establishment date;

  • Name of the owner;

  • Name of any signatories;

  • Account balance.

Contact the appropriate ABLE program to obtain necessary information if the available evidence does not provide it.

Since October 1, 2017, most States report to us the first-of-the-month account balances and the prior month’s distribution information for all ABLE accounts in their program.

2. Document the evidence

Store the evidence in the Evidence Portal (EP). If you contact the ABLE program directly, document the information you received on a Report of Contact in the Consolidated Claims Experience (CCE) or on an SSA-5002 (Report of Contact) in paper claims.

3. Record the account on the SSI Claims system “Achieving a Better Life Experience Account” page

Record all ABLE account and balance information in the web based SSI Claims system. Enter the following information on the Achieving a Better Life Experience Account page:

  • Select yes to the ABLE account question on the SSI Claims System Resource Selection page;

  • Select the program State where the ABLE account was established or indicate unknown;

  • Enter the unique account number assigned by the State or indicate Unknown;

  • Enter the account opened date or indicate unknown;

  • Input a closed account by indicating the closed account date, or indicate unknown, or leave the field blank;

  • Enter the name of the person with signature authority (if different from the designated beneficiary); and

  • Enter the account balance information in the values field.

For instructions on completing the ABLE screens, see MS 08113.038.

The designated beneficiary of an ABLE account is always the owner of the account for SSI purposes. Review ABLE account balances during redetermination and when potential ineligibility exists due to the ABLE account balance.

4. Determine status of mismatched account data

State ABLE programs notify us through a monthly data exchange when individuals establish new accounts. The Pending Achieving a Better Life Experience Account page displays new account information. The following information including:

  • Account Owner Name;

  • Account Owner SSN;

  • Account Owner Birth date;

  • Program State;

  • Account Number;

  • Account Opened Date;

  • Account Closed Date;

  • Name of Signature Authority;

  • Balance Month/Year; and

  • Balance Amount.

If the data on the Achieving a Better Life Experience Account page does not match an existing ABLE account, determine whether the ABLE data received applies to the person for whom it was received. Select one of the options in the SSI Claims system:

  • update an existing ABLE page;

  • add this ABLE account;

  • reject this ABLE account; or

  • decide later.

If you select “decide later,” address the pending page before closing an initial claim, redetermination, or appeal event.

NOTE: Once you document the ABLE account information in the SSI Claims system, subsequent reports received from the State that have matching data automatically update the account balance information. However, distribution data will not be available until a future systems release.

F. How to verify, document, and record ABLE account distributions

1. When to develop

Verify a distribution only when an applicant, recipient, or deemor alleges retaining, or other evidence indicates that they retained, all or part of the distribution into months following the month of receipt. Consider the distribution material only to determine whether the applicant, recipient, or deemor’s countable resources exceed the resource limit, since distributions do not count as income.

2. Verify the distribution

Obtain evidence that shows distribution amount(s), distribution date(s), and the distribution recipient(s) (for example, the designated beneficiary paid the distribution directly to a vendor).

Obtain and accept the applicant, recipient, or deemor's allegation that they used or intend to use the distribution for:

  • a QDE not related to housing;

  • a housing expense; or

  • an expense that is not a QDE.

3. Count previously excluded distributions used for a non-qualified purpose or housing expense

Count the amount of funds used for a non-qualified expense or housing expense as a resource as of the first moment of the month in which the funds were spent if the designated beneficiary uses the distribution (that was previously excluded per SI 01130.740C.5.a. in this section) for a non-qualified purpose or a housing expense.

If an individual’s intent to use the funds for a QDE changes at any other time, but they have not spent the funds, count the retained funds as a resource as of the first of the month following the month of change of intent. Document the individual’s change of intent on a Report of Contact in the CCE or on an SSA-5002 (Report of Contact) in paper claims.

4. Record the amount excluded on the appropriate resource page

ABLE account distributions are the conversion of a resource from one form to another. They continue to be a resource if retained into the month following the month of receipt. Exclude from resources a distribution retained for a QDE not related to housing. Document ABLE account distributions on the appropriate SSI Claims system resources page (e.g., cash, financial institution account).

NOTE: Distribution information obtained from the State by data exchange is in the SSI Claims system, but you cannot access it until additional system enhancements are completed.

G. Handling and recording ABLE prepaid debit card information

1. Handling ABLE prepaid debit cards

Some ABLE programs provide designated beneficiaries with a prepaid debit card, which may be used to control the issuance of distributions and provide designated beneficiaries with convenient access to their ABLE funds.

2. Handling ABLE debit cards in the SSI claim system

If a designated beneficiary has an ABLE prepaid debit card:

  • Record the ABLE prepaid debit card on the Other Resource page in SSI Claims system;

  • Enter the program State and the ABLE account number;

  • Consider monies distributed onto an ABLE prepaid debit card as a qualified distribution unless we determine otherwise;

  • Enter the intended use of the funds in the Description field.

  • Enter the alleged Value of the ABLE prepaid debit card;

  • Enter the entire alleged value as an excluded amount when funds are added onto the debit card; and

  • Use the new exclusion reason of “ABLE Prepaid Debit Card” on the Other Resource page to exclude monies on a prepaid ABLE debit card.


To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0501130740
SI 01130.740 - Achieving a Better Life Experience (ABLE) Accounts - 03/14/2024
Batch run: 12/13/2024
Rev:03/14/2024