If the individual is under age 65 based on the documentary evidence, but age 65 or
over under the Holocaust procedure, SMI is awarded beginning with the same month in
which the person is entitled to HI.
If, however, at the time of processing, 6 or more months' retroactive SMI premiums
would be due from the individual, SMI begins with the month in which final action
is taken to process the award. The individual is given the option of having coverage
begin retroactive to the month HI begins. The notice sent to such an individual should
be modeled after the notice in HI 00805.195. Regardless of when SMI begins, there is no premium increase for late enrollment.
If the individual is not eligible for monthly benefits and HI and is enrolling for
SMI only, coverage is awarded with the month the enrollment request is filed.
If 6 or more months' retroactive premiums are due at processing, the individual is
awarded current coverage with the option to have earlier coverage by paying the retroactive