QUESTION 
               For determining a claimant’s eligibility for child’s insurance benefits (CIB) as a
                  full-time student, you asked whether A Beka Academy (A Beka), an entity located in
                  Florida, qualifies as an educational institution. You also asked whether the claimant,
                  a resident of Georgia, is a full-time student based on home schooling.
               
               Opinion
               A Beka does not qualify as an educational institution for determining the claimant’s
                  eligibility for CIB as a full-time student because A Beka does not meet the requirements
                  of regular school attendance under Florida law. However, the claimant is a full-time
                  student because she is in a home study program meeting the requirements of Georgia
                  law.
               
               Background
               Mary (Claimant) currently receives CIB on the earnings record of decedent Peter (NH). Claimant
                  turned eighteen years of age on April . In a Student Statement Regarding School Attendance
                  form, Claimant indicated she lives in Perry, Georgia, and attends A Beka, an entity
                  located in Pensacola, Florida. She indicated the type of school program is a high
                  school and home school. Claimant reported she had attended Perry High School in Perry,
                  Georgia through December 19, 2012. She also reported the school year would end July
                  29, 2013, and she attends thirty hours of class per week. Claimant further indicated
                  she was not married or disabled and was not being paid by an employer to attend school.
               
               Claimant’s mother reported that she is the facilitator of the home education program
                  and that Claimant learns from discs approximately 35 minutes in length with lesson
                  work to complete 50 minute segments. Claimant’s mother confirmed that she has a high
                  school diploma. Claimant’s mother also reported she submitted a declaration of intent
                  to use a home study program to the State of Georgia Board of Education and she keeps
                  attendance records to submit to the state at the end of the year.
               
               According to its website, A Beka provides all the materials for teaching and participants
                  submit their coursework to A Beka for evaluation. See A Beka Academy, Accredited Program (visited May 13, 2013) http://www.abekaacademy.org/Homeschool/AccreditedProgram.aspx. The A Beka “accredited virtual homeschool program” in which Claimant participates
                  provides an eleventh grade curriculum consisting of one semester each on life management
                  and the New Testament and full year courses in English, U.S. History, mathematics,
                  science, and an elective course such as Spanish. See A Beka Academy, ABA High School Course Offerings (visited May 10, 2013) http://www.abekaacademy.org/Homeschool/PlanOfStudyProg1Prog2.aspx. A Beka’s program is designed for 90 lessons per semester for a 180 lesson calendar
                  with five lessons per semester designated for supplemental activities to enhance the
                  learning experience such as field trips and special events. See A Beka Academy, Frequently Asked Questions, General Academics (visited May 10, 2013)
                  http://www.abekaacademy.org/FAQ/GeneralAcademic.aspx#Lesson. Also, according to an A Beka official and its website, A Beka makes nationally standardized
                  tests available to students and it provides progress reports and report cards after
                  each grading period. See A Beka Academy, Accredited Program (visited May 13, 2013) http://www.abekaacademy.org/Homeschool/AccreditedProgram.aspx. A Beka’s transcript clerk also confirmed Claimant’s enrollment in its virtual homeschool
                  program for the second semester of the eleventh grade and that she is enrolled in
                  six courses equivalent to 30 hours per week. The transcript clerk further confirmed
                  that Claimant was enrolled in Perry High School prior to her enrollment with A Beka
                  and that her semester would end on July 29, 2013. A Beka’s transcript clerk provided
                  information about its accreditation by the Florida Association of Christian Colleges
                  and Schools and the Southern Association of Colleges and Schools Council on Accreditation
                  and School Improvement.
               
               Discussion
               To be eligible for CIB on the earnings record of an individual who has died, an individual
                  who is eighteen years or older and not disabled must be a “full-time elementary or
                  secondary school student.” Social Security Act (Act) § 202(d)(1)(B)(i), (d)(7)(A);
                  see 20 C.F.R. §§ 404.350(a)(5), 404.367 (2013);All references to the Code of Federal Regulations
                  are to the 2013 version.
               
               Program Operations Manual System (POMS) RS 00205.001(A). To qualify as a “full-time elementary or secondary school student,” an individual
                  must attend an educational institution, i.e., a school that provides elementary or
                  secondary education (grade 12 or below) according to the law of the State or jurisdiction
                  where the school is located. See Act § 202(d)(7)(A), (d)(7)(C); 20 C.F.R. § 404.367(a), (e); POMS RS 00205.001(A); POMS RS 00205.200(A). An individual also may qualify as an elementary or secondary school student if
                  he or she receives instruction in secondary education at home under the home school
                  law of the State or other jurisdiction where the Claimant resides. See 20 C.F.R. § 404.367(a)(1); POMS RS 00205.275(A). A home schooled individual must meet the federal standards for full-time attendance
                  and meet the requirements of State law in the State in which the home school is located. See 20 C.F.R. § 404.367(b); POMS RS 00205.275(B).
               
               Educational Institution Under Florida Law
               A Beka is located in Pensacola, Florida. Therefore, we look to Florida law to determine
                  whether A Beka qualifies as an educational institution. See 20 C.F.R. § 404.367(a); POMS RS 00205.200(A). Florida requires regular school attendance for children ages six through sixteen. See Fla. Stat. Ann. § 1003.21(1) (West 2013). All references to the Florida Code are
                  to the West 2013 version, unless otherwise indicated.
               
               A child is in regular school attendance if she attends a public school; a parochial,
                  religious, or denominational school; a private school supported in whole or in part
                  by tuition charges or by endowments or gifts; a home education program; or a private
                  tutoring program. See Fla. Stat. Ann. § 1003.01(13). Florida law defines public K-12 schools to include
                  institutions such as charter schools, kindergarten classes, elementary, middle and
                  high school grades, special classes and virtual instruction programs that are authorized
                  by law to be operated under the control of district school boards as well as lab schools
                  operated under the control of state universities. See Fla. Stat. Ann. 1000.04(1). Florida law defines a private school as a non-public
                  school that provides instructional services that meet the intent of Fla. Stat. Ann.
                  § 1003.01(13) on regular school attendance. See Fla. Stat. Ann. §§ 1002.01(2), 1002.42(1). Attendance at a private school satisfies
                  the attendance requirements of Fla. Stat. Ann. §§ 1003.01(13) and 1003.21(1). See Fla. Stat. Ann. § 1002.42(7).
               
               A Beka is not listed as a public school in Escambia County (the county in which Pensacola
                  is located). See Escambia County School District, Schools (last visited May 10, 2013) http://www.escambia.k12.fl.us/Contact.asp?type=schools. As such, we look to see if A Beka is a private school under Florida law. We note
                  that a private school includes a parochial, religious, denominational, for-profit
                  or nonprofit school. See Fla. Stat. Ann. § 1002.01(2); Fla. School Choice | Opening a Private School in Florida
                  (visited May 13, 2013) http://www.floridaschoolchoice.org/Information/Private_Schools/opening_a_private_school.asp. We do not separately address whether A Beka is a parochial, religious, denominational,
                  for-profit or nonprofit school because, as explained below, A Beka does not meet the
                  requirements applicable to all private schools. Florida statutes do not regulate the
                  establishment of private schools in Florida. See Fla. Stat. Ann. § 1002.42; State v. M.M., 407 So. 2d 987, 990 (Fla. Dist. Ct. App. 1981). However, private schools in Florida
                  must register and file an annual survey with the Florida Department of Education. See Fla. Stat. Ann. § 1002.42(2)(b); Fla. Dep’t of Educ., Office of Indep. Educ. & Parental
                  Choice, General Requirements for Private Schools (visited May 10, 2013) http://www.floridaschoolchoice.org/Information/Private_Schools/general_requirements.asp; Fla. Dep’t of Educ., Office of Indep. Educ. & Parental Choice, Private School Annual
                  Survey (visited May 10, 2013) http://www.floridaschoolchoice.org/Information/Private_Schools/annual_survey_info.asp. Private schools in Florida also must keep attendance records to demonstrate compliance
                  with Florida’s compulsory attendance requirements and must meet certain health and
                  safety requirements. See Fla. Stat. Ann. §§ 1002.42(4)-(6), 1003.23(2); Fla. Dep’t of Educ., Office of Indep.
                  Educ. & Parental Choice, General Requirements for Private Schools (visited May 10,
                  2013) http://www.floridaschoolchoice.org/Information/Private_Schools/general_requirements.asp.
               The annual survey must include a notarized statement from the owner of the private
                  school certifying that each of the private school’s employees has been fingerprinted
                  and undergone a criminal background check. See Fla. Stat. Ann. § 1002.42(2)(b), (c). The Florida Department of Education uses the
                  information provided by the annual survey to organize, maintain, and update a database
                  of private schools in Florida. See Fla. Stat. Ann. § 1002.42(2)(a), (b). The Florida Department of Education does not
                  use the annual survey or database to “accredit” private schools; rather, the database
                  of private schools exists solely as a “service to the public, and not to regulate,
                  control, approve, or accredit private educational institutions.” Fla. Stat. Ann. § 1002.42(2)(h). The
                  public may access the database of private schools via the Florida Department of Education’s
                  website. See Fla. Dep’t of Educ., Office of Indep. Educ. & Parental Choice, Fla. Private Schools
                  Directory (visited May 10, 2013) http://www.floridaschoolchoice.org/Information/PrivateSchoolDirectory. The website states the “[i]nformation contained in this database was submitted by
                  private schools as part of the annual survey requirement found in section 1002.42(2)(b)”
                  and reiterates that “inclusion of a school’s information in the database does not
                  imply approval or accreditation by the Department of Education.” Florida Department
                  of Education, Office of Independent Education & Parental Choice, Private School Information
                  for Parents (visited May 10, 2013) http://www.floridaschoolchoice.org/Information/Private_Schools/default.asp?whichView=parent; see Fla. Dep’t of Educ., Office of Indep. Educ. & Parental Choice, Private School Accreditation
                  (visited May 10, 2013) http://www.floridaschoolchoice.org/Information/Private_Schools/accreditation.asp.
               A Beka is not listed as a private school in the Escambia school district area. See Fla. Dep’t of Educ., Office of Indep. Educ. & Parental Choice, Fla. Private Schools
                  Directory (visited May 10, 2013) http://www.floridaschoolchoice.org/Information/PrivateSchoolDirectory/. As such, it does not appear that A Beka met the requirements of submitting the survey
                  information to be considered a private school in Florida, which would have led to
                  it being listed on the above site.
               
               A Beka also does not appear to meet the criteria of a private tutoring program. See Fla. Stat. Ann. § 1002.43(1). Among the requirements for a private tutoring program
                  is that the program must make regular reports on attendance of students. See Fla Stat. Ann. § 1002.43(1)(b). However, the information provided indicates that A
                  Beka does not keep attendance records; Claimant’s mother does. Additionally, there
                  is no information provided to indicate that persons tutoring Claimant hold valid Florida
                  certificates to teach the subjects or grades in which Claimant receives instruction. See Fla. Stat. Ann. § 1002.43(1)(a). Thus, Claimant has not demonstrated that A Beka
                  is an educational institution because she has not shown it is a school that provides
                  elementary or secondary education (grade 12 or below) as determined under Florida
                  law. See Act § 202(d)(7)(A), (C)(i), (C)(ii); 20 C.F.R. § 404.367(a), (e); POMS RS 00205.001(A); POMS RS 00205.200(A).
               
               Furthermore, we believe that A Beka is a correspondence school. Attendance at a correspondence
                  school, one that teaches students by mailing lessons and exercises to a student, who
                  returns the materials for grading, is generally not sufficient to satisfy the full-time
                  attendance requirements. See 20 C.F.R. § 404.367(b); POMS RS 00205.330(A). According to A Beka’s website, A Beka provides all necessary materials and the
                  student’s work is returned to A Beka for evaluation. See A Beka Academy, Accredited Program (visited May 13, 2013) http://www.abekaacademy.org/Homeschool/AccreditedProgram.aspx.
               Home Schooling Under Georgia Law
               Because Claimant resides in Georgia, we next turn to whether Claimant is home schooled
                  under Georgia law. The information provided suggests Claimant is home schooled in
                  accordance with Georgia law. See 20 C.F.R. § 404.367(a)(1); POMS RS 00205.275(A). Parents or guardians may teach their children in a home study program meeting
                  the following requirements: (1) the parent, parents, or guardian must submit a declaration
                  of intent to use a home study program to the Department of Education within 30 days
                  after the establishment of a home study program and by September 1 annually thereafter;
                  (2) the declaration must include certain enrollment and address information; (3) the
                  parent or guardian providing instruction must possess at least a high school diploma
                  or G.E.D., although the parent or guardian may employ a tutor who holds a high school
                  diploma or G.E.D. to provide instruction; (4) the home study program must provide
                  a basic academic educational program, defined to include reading, language arts, mathematics,
                  social studies, and science; (5) the home study program must provide instruction 180
                  school days per year with each school day consisting of at least four and one-half
                  school hours, unless the child is physically unable to comply; (6) attendance records
                  must be kept and submitted annually to the Department of Education; (7) students must
                  be subject to an appropriate nationally standardized testing program administered
                  in consultation with a person trained to administer such tests at least every three
                  years beginning in third grade; and (8) the home study program instructor must write
                  an annual progress report. Ga. Code Ann. § 20-2-690(c). All references to the Georgia
                  Code are to the West 2013 version, unless otherwise indicated. Georgia refers to a
                  home school program as a “home study program.” Ga. Code Ann. § 20-2-690(a). The Georgia
                  Legislature amended subsections (1) and (6) of Ga. Code Ann. § 20-2-690(c), effective
                  July 2012, to require submission of the declaration of intent and attendance record
                  to the Department of Education on an annual basis. See 2012 Ga. Laws 642. Prior to the amendment, the statute required submission of those
                  documents to the local school district, and submission of attendance records monthly. See Ga. Code Ann. § 20-2-690 (West 2012). As noted in POMS PR 08005.012(A) (PR 13-056), the earlier opinions in POMS PR 08005.012(A) rely on PR 00-501 (Georgia Home Schooling), dated October 2, 1991, which reflects
                  the requirements of the prior Georgia statute and not the 2012 amendments.
               
               The information provided indicates that Claimant’s mother submitted a declaration
                  of intent to use a home study program to the Georgia Department of Education. See Ga. Code Ann. § 20-2-690(c)(1), (c)(2). The information provided also states that
                  Claimant’s mother is the facilitator of her educational program and that Claimant’s
                  mother has a high school diploma. See id § 20-2-690(c)(3). The A Beka “accredited virtual homeschool program” in which Claimant
                  participates appears to provide a “basic academic educational program” as defined
                  under Georgia law consisting of reading, language arts, mathematics, social studies
                  and science. See id. § 20-2-690(c)(4); A Beka Academy, ABA High School Course Offerings (visited May 10,
                  2013) http://www.abekaacademy.org/Homeschool/PlanOfStudyProg1Prog2.aspx. According to the information provided, Claimant is currently enrolled in 30 hours
                  of coursework per week, which equates to 6 hours per school day, and the A Beka video
                  courses are designed for 90 lessons per semester for a 180 lesson calendar with five
                  lessons per semester designated for supplemental activities to enhance the learning
                  experience such as field trips and special events, which seems to comply with Georgia’s
                  requirement. See A Beka Academy, Frequently Asked Questions, General Academics (visited May 10, 2013)
                  http://www.abekaacademy.org/FAQ/GeneralAcademic.aspx#Lesson. Such a course load satisfies the requirements of 180 days of instruction with four
                  and a half hours each day. See Ga. Code Ann. § 20-2-690(c)(5). The information provided also states that Claimant’s
                  mother keeps attendance records and submits them to the State of Georgia at the end
                  of the school year. See id. § 20-2-690(c)(6). According to the information provided, A Beka also makes nationally
                  standardized tests available to students While it is unclear whether Claimant will
                  be administered standardized tests, it is likely not relevant at this time. Georgia
                  requires standardized test administration every three years beginning in third grade;
                  therefore Claimant would not be required to take a standardized test in this, her
                  eleventh grade year (tests would occur in third, sixth, ninth and twelfth grades). See GA. Code Ann. § 20-2-690(c)(7).
               
               and its website states that it provides progress reports and report cards after each
                  grading period. See id. § 20-2-690(c)(7)-(8); A Beka Academy, Accredited Program (visited May 13, 2013) http://www.abekaacademy.org/Homeschool/AccreditedProgram.aspx.
               Thus, Claimant’s use of A Beka’s course and materials in her home schooling program
                  along with the other information provided meet the requirements of Georgia’s home
                  study program law. Therefore, Claimant qualifies as an elementary or secondary school
                  student based on her instruction in secondary education at home under the home school
                  law of Georgia. See 20 C.F.R. § 404.367(a)(1); POMS RS 00205.275(A). Additionally, Claimant’s program of study requires attendance at the rate of
                  30 hours per week, which meets the federal requirements for full time attendance. See 20 C.F.R. § 404.367(c); POMS RS 00205.300(C).
               
               CONCLUSION
               A Beka is not an educational institution under Florida law. However, Claimant is a
                  full-time secondary school student based on her participation in a home study program
                  in compliance with Georgia law.
               
               Sincerely,
               Mary A. Sloan
 Regional Chief Counsel
 By: Christopher D. Yarbrough
 Assistant Regional Counsel