Payees are responsible for keeping records and reporting on how they spent or conserved
the benefits. Non-exempt payees report on the use of benefits by completing a Representative
Payee Report (Form SSA-623, SSA-6230, SSA-6234, or SSA-6233). We mail the form to
the payee once a year. Payees can also file the report online using iRPA or myRPA.
Payees must complete the report annually, unless they are exempt under GN 00605.015. All payees must also report on the use of benefits to SSA upon request.
Payees must keep detailed and accurate records of how they use benefits. We advise
that payees keep records for at least two full calendar years.
ABLE accounts, however, may hold funds from a variety of sources, and there may be
incentives to encourage contributions from the beneficiary’s family and friends. Generally,
we do not recommend that a payee mix benefits with other funds that belong to the
beneficiary. If the payee chooses to mix benefits with other funds that belong to
the beneficiary, the payee must maintain a recordkeeping system to differentiate SSA
benefits from other funds.