Kayla, age 12, is overpaid $4,600. Kayla's parent and payee, Karen, received an overpayment
notice on behalf of Kayla. Karen completed the SSA-632-BK, signed the financial authorization,
and sent the form to the local field office.
We determined Kayla is not at fault in causing the overpayment and does not meet any
of the other waiver provisions. Karen told us that Kayla's income helps with food
and household expenses. Kayla lives with Karen and three siblings. We need the monthly
income, monthly household expenses, and resources for all household family members
since Kayla's income helps with the household expenses.
Kayla receives Title II benefits in the amount of $500. Karen's net monthly income
from their employer is $3,000 and they also receive $1,500 in child support every
month for Kayla's three siblings. The family's total monthly household income is $5,000
($500 + $3,000 + $1,500 = $5,000).
The total monthly household expenses are $4,000. When you subtract the monthly household
expenses from the monthly household income, the balance is $1,000 ($5,000 - $4,000
= $1,000), which is more than the $250 margin.
We received Kayla's financial account information via an AFI request. Kayla has $2,000
in a savings account. Karen has $2,600 in a checking account and owns a 2020 Ford
Edge, which is the only automobile in the household. Therefore, we are excluding the
automobile as a resource. Each sibling has $200 in a savings account. The family does
not have any more resources.
After adding Kayla’s savings account, Karen’s checking account, and the three siblings’
savings account, the total family resource amount is $5,200 ($2,000 + $2,600 + $600
= $5,200). The family's resource limit is $13,600 which is $10,000 for Kayla and Karen
(individual and one family member), and $1,200 for each of the three siblings ($10,000
+ ($1,200 x 3) = $13,600).
After evaluating Kayla’s and the household family members’ resources, we determined
that the resources are under the resource limit. However, the total monthly household
income exceeds the $250 margin (after subtracting expenses from income). We are unable
to approve Kayla's waiver because they do not meet the defeats the purpose waiver
provision. An independent decision-maker will schedule a file review and personal
conference.