When U.S. coverage does not fully insure a worker, but the worker has at least six
QCs, FOs must take an initial claim to process the insured status denial (see GN 01702.315 through GN 01702.325). The initial denial automatically generates a notice to inform the applicant that
they do not meet the insured status requirement based on U.S. coverage alone, and
that we will request the Chilean earnings record.
The Modernized Claims Systems (MCS) screen at the FO displays TOT as the ISSUE and
notifies the Division of International Operations (DIO) through the Modernized Development
For more information about processing totalization insured status notices for claims
for U.S. benefits, see GN 01702.315 through GN 01702.325.