The beneficiary (or representative payee) applies through the partner FI in the country
where he or she banks. The partner FI sends the information to the U.S. FI. The U.S.
directly input the information to the Master Beneficiary Record (MBR) through Auto
send the information to the Federal Benefits Unit (FBU) for manual input to the record;
send the information to the Office of Earnings and International Operations (OEIO)
for manual input to the record.
NOTE: If domestic (i.e., non-boarder) field offices receive this information, forward to
Once the information processes, the direct deposit looks as if the payment is made
to and stays at the U.S. FI.