The data for coding may come from a check, a signup form for Canada (see GN 02402.300G.), or the equivalent information received by mail, phone, fax, or E-mail.
If the interviewer does not have access to a check or a signup form completed by the
FI when the beneficiary makes a request for direct deposit by phone, the interviewer
should ask the beneficiary to read all the numbers from the bottom of the check (the
The interviewer should also ask for the check serial number at top right. This information
is also included at the bottom of the check, so knowing the check number makes it
easier to determine the actual bank data.
For U.S. dollar accounts, the actual account number may be in small print above the
words “PAY TO THE ORDER OF.” For a U.S. dollar account at a Caisse Populaire, the
number may be in rather small print toward the upper right.
When using a Canadian Payments Association Directory to find the bank data, the coder must use the information from the second column (“MICR
Encoded No.”), not the first column (“Direct Payment Routing No.”).
The beneficiary may have a Pre-Authorization Statement from the FI. This gives the