TN 31 (01-08)

GN 02402.310 Coding Australian Bank Data for the MBR

A. Introduction - Coding Australian Bank Data

This section describes how to code bank data for direct deposit of Title II benefits to a financial institution (FI) in Australia. The bank data will be stored on the MBR in the same fields as are used for U.S. direct deposit. Special coding identifies the data as Australian direct deposit and allows benefit payments to be routed through the Federal Reserve Bank of Kansas City (FRBKC) and the Reserve Bank of Australia to the beneficiary's FI.

The data for coding may come from a check, a signup form for Australia (see GN 02402.310E.), or the equivalent information received by mail, phone, fax, or e-mail.

NOTE: U.S. domestic (i.e., non-border) field offices (FOs) should not attempt to process an IDD request for this country. U.S. domestic FOs must forward all appropriate information to Office of Earnings and International Operations, Division of International Operations (OEIO, DIO) for processing (For more information on forwarding IDD information, see GN 02402.205C, GN 01010.255, and GN 01702.310C).

B. Description - Australian Bank Data

Australian bank data consists of the following:

  • a 6-digit BSB Number with a hyphen between the 3rd and 4th digits.

  • an Account Number of up to 9 digits. The Account Number may contain alpha characters, numerics, or hyphens. If the total number of characters exceeds 9 characters, the hyphens should not be coded.

C. Procedure - Coding Australian Routing and Account Numbers for International Direct Deposit

Use this procedure to code direct deposit of Title II benefits to FIs in Australia. 




Are you coding an initial claim?

  • If yes, go to step 3.

  • If no, go to step 2.


Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.

REASON: The MBR will not accept the International Direct Deposit (IDD) information.


Is the beneficiary's account a U.S. dollar account at an FI in Australia? If yes, STOP.

REASON: This must be an Australian dollar account.


Code the Type of Account as Checking.


Code the Depositor Account Number field with the Account Number of up to 9 characters. If the Account Number has more than 9 characters, leave out the hyphens.


Code the Routing and Transit Number field (9 digits total) as follows:

  • Start with 61, the prefix SSA has designated for Australian direct deposit.

  • Code the 6-digit BSB Number. Do not code the hyphen.

  • Code the U.S. check digit. Obtain the U.S. check digit by using the Check Digit Code program on Title II/Interactive Comps.

D. Examples - Coding Australian Direct Deposit

EXAMPLE 1: A signup form for Australia contains the following information:

BSB Number:


Account Number


The Depositor Account Number will be 007890-1S.

The Routing and Transit Number will be 611234566. (The final digit, 6, is the U.S. check digit for 61123456.)

EXAMPLE 2: A beneficiary sends the following information by fax to DIO:


BSB Number