Effective Dates: 02/07/2024 - Present Previous | Next

TN 257 (02-24)

GN 02402.352 Coding Singapore Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Singapore bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Singapore. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Singapore direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Singapore to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e, non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

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    Blank check;

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    SSA-1199-OP35 International Direct Deposit Signup Form for Singapore; or

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    Any document that contains required banking information.

If you receive information with discrepancies, see the following instructions:

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Singapore will have a prefix of "66" at the beginning of the Routing Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “S” assigned for Singapore.

D. Overview of IDD for Singapore

IDD payments sent to Singapore must be in Singapore Dollar (SGD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO will fax incomplete forms to the FBU that serves Singapore. The FBU contacts the beneficiary or FI for additional information.

E. Description of Singapore direct deposit bank data

The data to code IDD for Singapore comes from banks determined by the FRBKC. The bank data on the MBR reflects 21 characters including the country code of "S."

F. Procedure for coding Singapore IDD bank data

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Singapore using an SSA system (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

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    first and last name of the beneficiary

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    payee indicator

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    enrollment status

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    country

  • •

    account type

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    account ownership

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    4-digit bank code

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    account number (10 digits but may be more)

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    beneficiary address

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    reclamation country

1. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

2. Add or update bank data using SSA systems

When you add or update IDD bank data using an SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

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    update ITS.gov on the same day;

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    enter all POS direct deposit changes according to normal procedures;

  • •

    use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If yes, go to step 3.

If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

3

 Is the beneficiary's account a SGD account in Singapore? If no, STOP.

REASON: Beneficiaries in Singapore can only receive IDD payments in SGD accounts.

If yes, go to step 4.

4

To derive the 9-digit RTN for Singapore:

  • •

    Start with 66, the prefix SSA has designated for Singapore IDD.

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    Code 2 filler zeros “00.”

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    Code the 4-digit bank code based on FI name after verifying accuracy against the ITS.gov help file.

  • •

    Code the U.S. check digit, which you will obtain through Title II Interactive Comps.

5

Code the account type:

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    “S” for savings, or

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    “C” for checking.

If the beneficiary does not indicate an account type, use a “C” for checking account.

6

To code the DAN for Singapore, code:

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    "S" as designated for Singapore; and

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    10 digits of the account number (more digits allowed).

7

You must take action on the same business day to enter into ITS.gov all the information listed in GN 02402.352F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Singapore direct deposit

The customer provides us with a signup form for Singapore containing the following information:

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    Bank Name: AFC Merchant Bank

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    No Bank Code has been provided

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    Account Number: 34567890123

1. Derive the RTN

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    Code the prefix of "66", the prefix SSA has designated for Singapore IDD;

  • •

    Code 2 filler zeros “00”;

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    Code the 4-digit bank code “1009” based on FI name after checking the ITS.gov help file for Singapore bank codes);

  • •

    Code the U.S. check digit (i.e., 8) (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16)

  • •

    Code the type of account as a “C” for Checking or an “S” for Savings. If no indicated account type, use a “C” for Checking.

2. Derive the DAN

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    Use the letter “S” (for Singapore); and

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    The account number “34567890123” (more than 10 digits allowed)

3. Obtain the following information

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    RTN: 660010098

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    Checking

  • •

    DAN: S34567890123

a. POS reflects the direct deposit information

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    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 660010098 ACCOUNT TYPE (C/S): C

  • •

    DEPOSITOR ACCOUNT NUMBER: S34567890123

  • •

    CANCEL DIRECT DEPOSIT (Y):

  • •

    DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • •

    RTN- 660010098

  • •

    DAN- CS34567890123

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

 

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402352
GN 02402.352 - Coding Singapore Bank Data on the Master Beneficiary Record (MBR) - 02/07/2024
Batch run: 12/06/2024
Rev:02/07/2024