TN 93 (02-18)
GN 02402.408 Coding Vietnam Bank Data on the Master Beneficiary Record (MBR)
A. Background for coding Vietnam bank data
This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Vietnam.
We store IDD bank data on the MBR in the same fields used for U.S. direct deposit. Special coding identifies the bank data as a Vietnam direct deposit.
This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Vietnam to the beneficiary's local FI.
If you receive an IDD request in a U.S. domestic (i.e., non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.
For detail on IDD requests and forwarding information, see:
B. How we receive IDD bank data
We receive requests to input bank data by mail, phone, or fax in the following formats:
If you receive information with discrepancies, see the following instructions:
C. Multi-country contract
The processing FI in Vietnam have a prefix of “68” at the beginning of the Routing and Transit Number (RTN).
The first letter of the Depositor Account Number (DAN) field has the letter “W” assigned for Vietnam.
D. Overview of IDD for Vietnam
IDD payments sent to Vietnam must be in Vietnam Dong (VND) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Vietnam. The FBU contacts the beneficiary or FI for the additional information.
E. Description of IDD bank data for Vietnam
The data to code IDD for Vietnam comes from the International Bank Account Number (IBAN) provided to the beneficiary by his or her FI. The bank data on the MBR reflects 25 characters including the country code of W.
F. Policy to code bank data for Vietnam
The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us.
When you use our system to establish or change IDD bank data for Vietnam (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)), you must go to ITS.gov to enter:
1. Enter the bank code into ITS.gov
Enter an 8-digit bank code in the “Country Bank Info” field for Agribank).
If the bank code is either “01204001” (Agribank Main Office) or “01204009” (Agribank Payment Centre), you must enter an indirect bank code after entering the direct bank code in the “Country Bank Info” field.
Beneficiaries must supply the indirect bank code of the Agribank branch at which they have an account (Example: “0120400186754300”).
2. Process initial award
Prior to processing an initial award, you must update ITS.gov with the bank account information to ensure that the beneficiary receives his or her payment.
If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to us.
3. Add or update bank data using our systems
When you add or update IDD bank data using our system (e.g. Post Entitlement Online System (POS), MACADE), you must:
update ITS.gov on the same day;
enter all POS direct deposit changes according to normal procedures;
use the chart in this section when you process within four business days of the current operational month (COM) cutoff date.
Are you coding an initial claim?
If yes, go to step 3.
If no, go to step 2.
Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?
If no, STOP. REASON: The MBR does not accept the IDD information unless the address is in a foreign country.
If yes, go to step 3.
Is the beneficiary's account a VND account in Vietnam? If no, STOP. REASON: Beneficiaries in Vietnam can only receive IDD payments in VND accounts.
If yes, go to step 4.
The RTN is 680000145 RTN for Vietnam. It contains the:
No need to obtain the check digit code from Title II Interactive Comps.
Code the account type:
“S” for savings, or
“C” for checking.
If the beneficiary does not indicate an account type, use a “C” for checking account.
To code the Depositor Account Number (DAN) for Vietnam, code:
You must take action on the same business day to enter all the information into ITS.gov as listed in the introduction of GN 02402.408F in this section.
You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.
FRBKC rejects the payment and returns it to us when we do not send all required information.
G. Example of coding bank data for Vietnam
The customer provides us with a signup form for Vietnam containing the account number “12345678901234.”
1. Derive the RTN
Enter the information for the RTN.
Code the RTN of 680000145
Code the type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.
2. Derive the DAN
Code the DAN for Vietnam
a. You must obtain this information
b. The POS coding reflects this information
DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 680000145
ACCOUNT TYPE (C/S): C
DEPOSITOR ACCOUNT NUMBER: W12345678901234
CANCEL DIRECT DEPOSIT (Y):
DIRECT EXPRESS (Y):
c. The MBR reflects this information
GN 00203.020 Identity of Claimants
GN 01010.255 Adjudication of Foreign Claims
GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization
GN 02402.025 Direct Deposit Post Entitlement Interview
GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.
GN 02402.205 Direct Deposit Enrollment Outside the U.S.
ITS.gov International Treasury Services (U.S. Treasury system)