Effective Dates: 08/21/2019 - Present Previous | Next

TN 151 (11-19)

GN 02402.437 Coding Moldova Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding Moldova bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Moldova. We store IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit.

Special coding identifies the bank data as a Moldova direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Moldova to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e., non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

  • •

    Blank check;

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    SSA-1199-OP115 International Direct Deposit Signup Form for Moldova; or

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    Any document containing required banking information.

If you receive information with discrepancies, see the following instructions:

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Moldova has a prefix of 72 at the beginning of the Routing Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “K” assigned for Moldova.

D. Overview of IDD for Moldova

IDD payments sent to Moldova must be in U.S dollar (USD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves that territory. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Moldova IDD bank data

The data to code IDD for Moldova comes from the International Bank Account Number (IBAN) provided to the beneficiary from his or her FI. The bank data on the MBR reflects 24 characters including the country code of K.

F. Procedure for coding Moldova bank data

The FRBKC relies on us to provide complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for Moldova using an SSA system (e.g., Modernized Claims System (MCS), or Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

  • •

    account ownership;

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    account type;

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    beneficiary address;

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    beneficiary phone number;

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    country;

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    enrollment status;

  • •

    first and last name of beneficiary;

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    bank name and address;

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    IBAN

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    payee indicator;

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    Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain SWIFT-BIC code from the FI

The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:

  • •

    First four characters - bank code (only letters);

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    Next two characters - ISO 3166-1 alpha-two country code (only letters);

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    Next two characters - location code (letters and digits) (passive participants have "1" in the second character); and

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    Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Process initial award

You must update ITS.gov using the bank account information prior to processing the initial award to ensure the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using an SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

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    update ITS.gov on the same day;

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    enter all POS direct deposit changes according to normal procedures;

  • •

    use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a USD account in Moldova?

If no, STOP.

REASON: Beneficiaries in Moldova can only receive IDD payments in USD accounts.

4

The RTN is 720000102 for all IDD to Moldova. It contains the:

  • •

    Multi-country prefix of “72” for Moldova IDD;

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    U.S. check digit code of “2” at the end of the RTN for all IDD accounts in Moldova.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

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    “S” savings, or

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    “C” checking.

If no indicated account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for Moldova, code:

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    “K” designated for Moldova

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    16 digits of the 18-digit account number

7

You must take action on the same business day to enter into ITS.gov all the information as listed in GN 02402.437F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding Moldova direct deposit

The customer provides us with a signup form for Moldova containing the account number: MD24AG000225100013104168

  • •

    The first character of IBAN is “MD,” represent the International Organization for Standardization (ISO) country code.

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    The third and fourth characters of the IBAN are the IBAN check digit. Never code the IBAN country code or check digit to the MBR.

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    The next 2 characters of the IBAN represents the bank code.

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    The last 18 digits of the IBAN represent the account number.

1. Derive the RTN

The technician enters the information for the RTN:

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    Code RTN as 720000102

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    Code the account type as “C” for checking or “S” for savings. If no account type indicated, use “C” for Checking.

2. Derive the DAN

The technician codes the DAN:

  • •

    Start with country code “K” designated for Moldova; and

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    Code the 16 digits of the 18-digit Account Number “0002251000131041”

3. Obtain the following information

  • •

    RTN: 720000102

  • •

    Checking

  • •

    DAN: K0002251000131041

a. POS reflects the direct deposit information

  • •

    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 720000102

  • •

    ACCOUNT TYPE (C/S): C

  • •

    DEPOSITOR ACCOUNT NUMBER: K0002251000131041

  • •

    CANCEL DIRECT DEPOSIT (Y):

  • •

    DIRECT EXPRESS (Y):

b. The MBR reflects the following information

  • •

    RTN 720000102

  • •

    DAN CK0002251000131041

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402437
GN 02402.437 - Coding Moldova Bank Data on the Master Beneficiary Record (MBR) - 08/21/2019
Batch run: 01/29/2024
Rev:08/21/2019