Effective Dates: 02/21/2023 - Present Previous | Next

TN 232 (02-23)

GN 02402.436 Coding French Polynesia Bank Data on the Master Beneficiary Record (MBR)

A. Background for coding French Polynesia bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in French Polynesia. We store IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit.

Special coding identifies the bank data as a French Polynesia direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in French Polynesia to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e., non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

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    Blank check;

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    SSA-1199-OP114 International Direct Deposit Signup Form for French Polynesia; or

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    Any document containing required banking information.

If you receive information with discrepancies, see the following instructions:

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    GN 00203.020 Identity of Claimants

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    GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in French Polynesia has a prefix of 72 at the beginning of the Routing Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “M” assigned for French Polynesia.

D. Overview of IDD for French Polynesia

IDD payments sent to French Polynesia must be in CFP Franc (XPF) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves that territory. The FBU contacts the beneficiary or FI for the additional information.

E. Description of French Polynesia IDD bank data

The data to code IDD for French Polynesia comes from the International Bank Account Number (IBAN) provided to the beneficiary from his or her FI. The bank data on the MBR reflects 27 characters including the country code of M.

F. Procedure for coding French Polynesia bank data

The FRBKC relies on us to provide complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to our agency.

You may establish or change IDD bank data for French Polynesia using an SSA system (e.g., Modernized Claims System (MCS), or Manual Adjustment Credit and Award Data Entry (MACADE)).

You must then go to ITS.gov to enter the following data:

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    account ownership;

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    account type;

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    beneficiary address; (no P.O. box address allowed)

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    beneficiary phone number;

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    country;

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    enrollment status;

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    first and last name of beneficiary;

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    bank name and address;

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    account number must contain a 27 character French IBAN

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    payee indicator;

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    Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

    Important: Radio button must be selected when coding the bank, branch, and account number.

1. Obtain SWIFT-BIC code from the FI

The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:

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    First four characters - bank code (only letters);

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    Next two characters - ISO 3166-1 alpha-two country code (only letters);

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    Next two characters - location code (letters and digits) (passive participants have "1" in the second character); and

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    Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Process initial award

You must update ITS.gov using the bank account information prior to processing the initial award to ensure the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using an SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

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    update ITS.gov on the same day;

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    enter all POS direct deposit changes according to normal procedures;

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    use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

Step

Action

1

Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.

2

Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.

REASON: The MBR does not accept the IDD information unless the address is in a foreign country.

If yes, go to step 3.

3

Is the beneficiary's account a XPF account in French Polynesia?

If no, STOP.

REASON: Beneficiaries in French Polynesia can only receive IDD payments in XPF accounts.

4

The RTN is 720000144 for all IDD to French Polynesia. It contains the:

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    Multi-country prefix of “72” for French Polynesia IDD;

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    U.S. check digit code of “4” at the end of the RTN for all IDD accounts in French Polynesia.

No need to obtain the check digit code from Title II Interactive Comps.

5

Code the account type:

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    “S” savings, or

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    “C” checking.

If no indicated account type, use a “C” for checking account.

6

To code the Depositor Account Number (DAN) for French Polynesia, code:

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    “M” designated for French Polynesia

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    16-digit of the 18-digit account number

7

You must take action on the same business day to enter into ITS.gov all the information as listed in GN 02402.436F.

You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.

REMINDER: When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding French Polynesia direct deposit

The customer provides us with a signup form for French Polynesia containing the account number: PF1420041010050500013M02606

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    The first character of IBAN is “PF,” represent the International Organization for Standardization (ISO) country code.

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    The third and fourth characters of the IBAN are the IBAN check digit. Never code the IBAN country code or check digit to the MBR.

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    The next 5 characters of the IBAN represents the bank code.

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    The last 18 digits of the IBAN represent the account number.

1. Derive the RTN

The technician enters the information for the RTN:

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    Code RTN as 720000144

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    Code the account type as “C” for checking or “S” for savings. If no account type indicated, use “C” for Checking.

2. Derive the DAN

The technician codes the DAN:

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    Start with country code “M” designated for French Polynesia; and

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    Code the 16 digits of the 18-digit Account Number “010050500013M026”

3. Obtain the following information

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    RTN: 720000144

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    Checking

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    DAN: M010050500013M026

a. POS reflects the direct deposit information

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    DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 720000144

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    ACCOUNT TYPE (C/S): C

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    DEPOSITOR ACCOUNT NUMBER: M010050500013M026

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    CANCEL DIRECT DEPOSIT (Y):

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    DIRECT EXPRESS (Y):

b. The MBR reflects the following information

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    RTN 720000144

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    DAN CM010050500013M026

H. References

  • •

    GN 00203.020 Identity of Claimants

  • •

    GN 01010.255 Adjudication of Foreign Claims

  • •

    GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

  • •

    GN 02402.025 Direct Deposit Post Entitlement Interview

  • •

    GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

  • •

    GN 02402.205 Direct Deposit Enrollment Outside the U.S.

  • •

    ITS.gov International Treasury Services (U.S. Treasury system)

To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0202402436
GN 02402.436 - Coding French Polynesia Bank Data on the Master Beneficiary Record (MBR) - 02/21/2023
Batch run: 01/29/2024
Rev:02/21/2023