If the payee lives in a foreign country (other than Canada or the Philippines), presume
the beneficiary receives the check within one month after the issue date, unless a
non-receipt is documented, or we have official evidence to the contrary (the beneficiary
reports the non-receipt, or we receive information from the Consular Office, or Treasury
If the payee lives in Canada or the Philippines, presume the beneficiary receives
a check within seven days after the issue date, unless the check was misdirected.
If so, see GN 02604.115B.2 in this section.