TN 54 (11-06)
This section provides procedures for developing recipient allegations about ownership
of life insurance during a RZ interview.
Opening a “REDETERMINATION with or without RECAPs” event creates a MSSICS “path” which guides the interviewer to the appropriate screens to document allegations and
evidence relating to ownership of life insurance, as necessary.
There is no question on the SSA-8202-BK specifically designed to obtain life insurance
There is no question on the SSA-8202-OCR-SM specifically designed to obtain life insurance
Question 18 on the SSA-8203-BK — Do you (or your spouse living with you) own or are you buying
any life insurance policies?
There is no question on either the SSA-3988-OCR-SM or the SSA-2989-OCR-SM specifically
designed to obtain life insurance information.
Develop allegations about ownership of life insurance, as follows:
If recipients allege no life insurance and other information in SSA records agrees,
do not develop life insurance any further.
If recipients allege no life insurance and other information in SSA records conflicts,
determine whether the recipient still owns or is buying a life insurance policy.
If so, develop per SI 02305.102G.3.
If not and the policy was a countable resource, determine what happened to the policy.
If the recipient alleges cashing it in or letting it lapse, ask him/her for evidence which documents the value of the policy.
If the recipient does not have any documentation, then contact the insurance company.
Verify the cash surrender value (CSV) for the period of review up to the time the
policy was cashed in or lapsed; and
Document the information on the SSA-8203-BK and appropriate MSSICS screens.
If the recipient transferred ownership for less than the fair market value, see SI 01150.110.
If recipients allege life insurance, develop per SI 01130.300.