TN 10 (05-10)

NL 00722.155 Medicare - Only Beneficiary Notices

A. Description of Medicare-Only Beneficiary Notices

  • We send automated notices to Medicare-only individuals 1 month before Full Retirement Age (FRA) informing them that they can receive unreduced benefits at FRA. (See NL 00722.155B.)

  • Automated notices are sent to Medicare-only individuals 5 months before age 70 attainment to remind them (1) to apply for Social Security benefits; and (2) to inform them that at age 70 they can no longer earn delayed retirement credits. (See NL 00722.155C.)

  • Automated follow-up notices are sent at age 70 and 4 months to those who did not respond to the first notice. (See NL 00722.155D.)

  • In May 2010, a one-time catch-up notice was sent to individuals who have already reached FRA but have not yet attained age 70. (See NL 00722.155B.)

B. Example – FRA Notice and One-Time Only Notice

Social Security Administration

Retirement, Survivors, and Disability Insurance

Important Information

DOORS Field Office Mailing Address

Date:

Claim Number:

PAYEE NAME AND

ADDRESS

You may be thinking about applying for Social Security retirement benefits. You should decide when to start receiving retirement benefits based on your individual and family circumstances. This letter gives you information to help you make this important decision. It also explains that the easiest way to apply is by going online at www.socialsecurity.gov/retireonline , our secure website.

Deciding When to Retire

Figuring out the best time to collect your retirement benefits is a personal decision. In some cases, the month you choose could mean higher benefits for you and your family.

Your full retirement age is 66. At full retirement age, you can start receiving unreduced benefits. You may also decide to wait until a later age. If you choose to delay receiving your benefits, your benefit will increase by 8 percent for each year you do not receive benefits up to age 70. Your benefits will no longer increase when you reach age 70.

Please see the enclosed fact sheet for more information to help you decide when to retire. You can also go to our Retirement Estimator at www.ssa.gov/estimator on the Internet.

When You Decide to Start Receiving Retirement Benefits

Once you decide on the best age to start collecting retirement benefits, you must file an application. After you apply we can decide if you qualify for benefits. You may apply for retirement benefits up to 3 months before the month you want your benefits to start.

Why You Should Complete Your Application Online

Applying for retirement benefits online is secure, quick, and easy. You can apply at www.socialsecurity.gov/retireonline on the Internet.

  • You can save time by applying from home or another convenient location.

  • You can apply now. You do not have to wait for an appointment with your local Social Security office.

  • We ensure the confidentiality of information you send through our website.

Other Ways to Apply

If you do not have Internet access, you can apply by phone. Please call 1-800-772-1213 (TTY number, 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday, to apply by phone.

You can also apply at any Social Security office. To avoid having to wait, please call first to make an appointment.

If You Have Any Questions

We invite you to visit our website at www.socialsecurity.gov on the Internet to find general information about Social Security. If you have any specific questions, you may call us toll-free at 1-800-772-1213, or call your local Social Security office at __________. We can answer most questions over the phone. If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778. You can also write or visit any Social Security office. The office that serves your area is located at:

Street Address

City, State ZIP

If you do call or visit an office, please have this letter with you. It will help us answer your questions. Also, if you plan to visit an office, you may call ahead to make an appointment. This will help us serve you more quickly when you arrive at the office.

Name

Regional Commissioner

Enclosure:

Retirement Information for Medicare Beneficiaries Fact Sheet

C. Example— 5 Months Before Age 70 Notice

 

Social Security Administration

Retirement, Survivors, and Disability Insurance

Important Information

                                                                                                                    Date:

                                                                                                                   Claim Number:

PAYEE NAME AND

ADDRESS

We are writing to tell you that you should apply now for monthly Social Security retirement payments.

You Can Earn Special Work Credit Only Until Age 70

People who continue to work after they reach full retirement age can choose to earn special work credit until age 70, instead of receiving monthly Social Security payments. This is so they can increase their payments in the future or continue earning credits to qualify for future payments.

Since you will soon become age 70 and won’t be able to earn any more special work credit, it is time to file an application for Social Security payments.

What You Should Do

You should contact us right away to apply for your retirement benefits. You need to complete an application before we can decide if you qualify to receive benefits. For your convenience, you can apply at http://www.socialsecurity.gov/retireonline on the Internet. You also can choose to apply by telephone or in person. You should apply now to prevent a delay in receiving retirement payments that you may be due.

If You Have Any Questions

We invite you to visit our website at http://www.socialsecurity.gov on the Internet to find general information about Social Security. If you have any specific questions, you may call us toll-free at 1-800-772-1213, or call your local Social Security office at ______. We can answer most questions over the phone. If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778. You can also write or visit any Social Security office. The office that serves your area is located at:

Street Address

City, State ZIP

If you do call or visit an office, please have this letter with you. It will help us answer your questions. Also, if you plan to visit an office, you may call ahead to make an appointment. This will help us serve you more quickly when you arrive at the office.

Regional Commissioner

D. Example — Age 70 and 4 Months Follow-up Notice

 

Social Security Administration

Retirement, Survivors, and Disability Insurance

Important Information

                                                                                                                     Date:

                                                                                                                     Claim Number:

PAYEE NAME AND ADDRESS

Several months ago, we sent you a letter urging you to apply for monthly Social Security retirement payments. We told you that you should apply because at age 70 it is no longer possible to earn special work credit toward future Social Security payments. We are writing to you again because we have not heard from you.

What You Should Do

You should contact us right away to apply for your retirement benefits. You need to complete an application before we can decide if you qualify to receive benefits. For your convenience, you can apply at http://www.socialsecurity.gov/retireonline on the Internet. You also can choose to apply by telephone or in person. You should apply now to prevent further delay in receiving retirement payments that you may be due.

If You Have Any Questions

We invite you to visit our website at www.socialsecurity.gov on the Internet to find general information about Social Security. If you have any specific questions, you may call us toll-free at 1-800-772-1213, or call your local Social Security office at ______. We can answer most questions over the phone. If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778. You can also write or visit any Social Security office. The office that serves your area is located at:

Street Address

City, State ZIP

If you do call or visit an office, please have this letter with you. It will help us answer your questions. Also, if you plan to visit an office, you may call ahead to make an appointment. This will help us serve you more quickly when you arrive at the office.

Regional Commissioner

E. Reference

GN 00203.070, Medicare – Only Beneficiary Notices


To Link to this section - Use this URL:
http://policy.ssa.gov/poms.nsf/lnx/0900722155
NL 00722.155 - Medicare - Only Beneficiary Notices - 05/27/2010
Batch run: 05/27/2010
Rev:05/27/2010