HIB272
               We enrolled __F1__ in Medicare Part B (medical insurance) starting __F2__. We did
                  this because __F3__ a class member of the Clark court case. We enrolled certain Clark class members who refused or stopped their medical insurance while their benefits
                  were suspended. We explain below how __F4__ can choose an earlier enrollment date.
                  We also explain how __F5__ can refuse this medical insurance.
               
               Fill-ins:
               F1-1 - you
               F1-2 - Beneficiary Name
               F2 - Current Operating Month - MM/CCYY
               F3-1 - you are
               F3-2 - they are
               F4-1 - you
               F4-2 - they
               F5-1- you
               F5-2- they
               HIB273 
               We are offering __F1__ the option to get medical insurance coverage__F2__ back to
                  an earlier date. __F3__ may choose this coverage starting with the date that it stopped
                  or __F4__refused it while __F5__ benefits were suspended.
               
               Fill-ins:
               F1-1 - you
               F1-2 - Beneficiary Name
               F2-1 - for Beneficiary Name
               F2-2 - NULL
               F3-1 - You
               F3-2 - They
               F4-1 - you
               F4-2 - they
               F5-1 - your
               F5-2 - their
               HIB274 – Removed or reduced late enrollment penalty
               
               __F1__ a class member of the Clark court case. We enrolled certain Clark class members in Medicare Part B (medical insurance). __F2__ already enrolled in
                  medical insurance starting __F3__. __F4__ paid a late enrollment penalty for __F5__
                  medical insurance. We removed the penalty for the months connected with being a Clark class member.
               
               Fill-ins:
               F1-1 - You are
               F1-2 - Beneficiary Name is
               F2-1 - You are
               F2-2 - Beneficiary Name is
               F3 - SMI entitlement date – MM/CCYY
               F4-1 - You
               F4-2 - They
               F5-1 - your
               F5-2 - their
               HIB275
               __F1__ a class member of the Clark court case. We enrolled certain Clark class members in Medicare Part B (medical insurance). __F2__ already enrolled in
                  medical insurance starting __F3__.
               
               Fill-ins:
               F1-1 - You are
               F1-2 - Beneficiary Name is
               F2-1 - You are
               F2-2 - Beneficiary Name is
               F3 - SMI entitlement date – MM/CCYY
               HIB276 – Beneficiary in suspended or deferred status beyond this calendar year/benefits
                  terminated but eligible to enroll in Medicare Part B, VSMI involved.
               
               If __F1__ medical insurance to start earlier, __F2__ can choose to have it start in
                  __F3__. If __F4__ this earlier date, we will reduce __F5__ current monthly premium
                  to __F6__. We can reduce__F7__ premium because of a rule that protects people from
                  premium increases. If __F8__ choose the earlier date, __F9__ current monthly premium
                  will be __F10__.
               
               To start __F11__ medical insurance earlier, __F12__ must do the following things within
                  60 days after the date of this letter:
               
               Tell us in writing that __F13__ medical insurance starting __F14__, and
               Pay us $__F15__. This amount covers the premiums due from __F16__ through __F17__.
               If it would be hard for you to pay the premium amount in a lump sum, please ask us
                  about other ways to pay the premium.
               
               Fill-ins:
               F1-1 - you want your
               F1-2 - they want their
               F2-1 - you
               F2-2 - they
               F3-1 - SMI termination date – MM/CCYY
               F3-2 - First month of SMI eligibility – MM/CCYY
               F4-1 - you choose
               F4-2 - they choose
               F5-1 - your
               F5-2 - their
               F6 - Monthly VSMI premium amount – $$$.¢¢
               F7-1 - your
               F7-2 - their
               F8-1 - you do not
               F8-2 - they do not
               F9-1 - your
               F9-2 - their
               F10 - Current Standard monthly premium amount – $$$.¢¢
               F11-1 - your
               F11-2 - their
               F12-1 - you
               F12-2 - they
               F13-1 - you want
               F13-2 - they want
               F14-1 - SMI termination date – MM/CCYY
               F14-2 - First month of SMI eligibility – MM/CCYY
               F15-1 - Amount of premiums due from SMI termination date through month before COM
                  or 3rd-party buy-in – $$$$.¢¢
               
               F15-2 - Amount of premiums due from first month of SMI eligibility through month before
                  COM or 3rd-party buy-in – $$$$.¢¢
               
               F16-1 - SMI termination date – MM/CCYY
               F16-2 - First month of SMI eligibility – MM/CCYY
               F17 - Month - MM/CCYY
               HIB277 – Beneficiary in suspended or deferred status beyond this calendar year/benefits
                  terminated but eligible to enroll in Medicare Part B, VSMI not involved.
               
               If __F1__ medical insurance to start earlier, __F2__ can choose to have it start in
                  __F3__. To start __F4__ medical insurance earlier, __F5__ must do the following things
                  within 60 days after the date of this letter:
               
               Tell us in writing that __F6__ medical insurance starting __F7__, and
               Pay us $ __F8__. This covers the premiums due from __F9__ through __F10__.
               If you would find it hard to pay the premium amount you would owe in a lump sum, please
                  ask us about other ways to pay the premium.
               
               Fill-ins:
               F1-1 - you want your
               F1-2 - they want their
               F1-3 - you want their
               F2-1 - you
               F2-2 - they
               F3-1 - SMI termination date – MM/CCYY
               F3-2 - First month of SMI eligibility – MM/CCYY
               F4-1 - your
               F4-2 - their
               F5-1 - you
               F5-2 - they
               F6-1 - you want
               F6-2 - they want
               F7-1 - SMI termination date – MM/CCYY
               F7-2 - First month of SMI eligibility – MM/CCYY
               F8-1 - Amount of premiums due from SMI termination date through month before COM or
                  3rd-party buy-in – $$$$.¢¢
               
               F8-2 - Amount of premiums due from first month of SMI eligibility through month before
                  COM or 3rd-party buy-in – $$$$.¢¢
               
               F9-1 - SMI termination date – MM/CCYY
               F9-2 - First month of SMI eligibility – MM/CCYY
               F10 - Month – MM/CCYY
               HIB278
               Because we removed the late enrollment penalty, __F1__ paid us too much money for
                  __F2__ medical insurance premiums. We will use the extra money to reduce __F3__ next
                  premium bill(s).
               
               Fill-ins:
               F1-1 - you have
               F1-2 - they have
               F2-1 - your
               F2-2 - their
               F3-1 - your
               F3-2 - their
               HIB279 – Beneficiary in Current Pay, Suspense, or Deferred status due to come out this calendar
                  year – VSMI not involved.
               
               If __F1__ medical insurance to start earlier, __F2__ can choose to have it start in
                  __F3__. To start __F4__ medical insurance earlier, __F5__ must do the following things
                  within 60 days after the date of this letter:
               
               Tell us in writing that __F6__ medical insurance starting __ F7__, and
               Pay us $__F8__ or tell us we can withhold this amount from __F9__ check. This covers
                  the premiums due from __F10__ through __F11__.
               
               If __F12__ would find it hard to pay the premium amount __F13__ would owe in a lump
                  sum, please ask us about other ways to pay the premium.
               
               Fill-ins:
               F1-1 - you want your
               F1-2 - they want their
               F2-1 - you
               F2-2 - they
               F3-1 - SMI termination date – MM/CCYY
               F3-2 - First month of SMI eligibility – MM/CCYY
               F4-1 - your
               F4-2 - their
               F5-1 - you
               F5-2 - they
               F6-1 - you want
               F6-2 - they want
               F7-1 - SMI termination date – MM/CCYY
               F7-2 - First month of SMI eligibility – MM/CCYY
               F8-1 - Amount of premiums due from SMI termination date through June/Year of GEP Enrollment
                  or Month/Year of 3rd-party buy-in – $$$$.¢¢
               
               F8-2 – Amount of premiums due from first month of SMI eligibility through June/Year
                  of GEP Enrollment or Month/Year of 3rd-party buy-in – $$$$.¢¢
               
               F9-1 - your
               F9-2 - their
               F10-1 - SMI termination date – MM/CCYY
               F10-2 - First month of SMI eligibility – MM/CCYY
               F11 - Month/year of GEP enrollment or 3rd-party buy-in – MM/CCYY
               F12-1 - you
               F12-2 - they
               F13-1 - you
               F13-2- they
               HIB280 – Beneficiary in Current Pay, Suspense, or Deferred status due to come out this calendar
                  year – VSMI involved.
               
               If __F1__ __ _ medical insurance to start earlier, __F2__ can choose to have it start
                  in __F3__. If __F4__ this earlier date, we will reduce __F5__ current monthly premium
                  to __F6__. We can reduce __F7__ premium because of a rule that protects people from
                  premium increases. If __F8__ choose the earlier date, __F9__ current monthly premium
                  will be __F10__.
               
               To start __F11__ medical insurance earlier, __F12__ must do the following things within
                  60 days after the date of this letter:
               
               Tell us in writing that __F13__ medical insurance starting __ F14__, and
               Pay us $__F15__or tell us we can withhold this amount from __F16__ check. This covers
                  the premiums due from __F17__ through __F18__.
               
               If it would be hard for you to pay the premium amount in a lump sum, please ask us
                  about other ways to pay the premium.
               
               Fill-ins:
               F1-1 - you want your
               F1-2 - they want their
               F2-1 - you
               F2-2 - they
               F3-1 - SMI termination date – MM/CCYY
               F3-2 - First month of SMI eligibility – MM/CCYY
               F4-1 - you choose
               F4-2 - they choose
               F5-1 - your
               F5-2 - their
               F6 - Monthly VSMI premium amount – $$$.¢¢
               F7-1 - your
               F7-2 - their
               F8-1 - you do not
               F8-2 - they do not
               F9-1 - your
               F9-2 - their
               F10 - Current Standard monthly premium amount – $$$.¢¢
               F11-1 - your
               F11-2 - their
               F12-1 - you
               F12-2 - their
               F13-1 - you want
               F13-2 - they want
               F14-1 - SMI termination date – MM/CCYY
               F14-2 - First month of SMI eligibility – MM/CCYY
               F15-1 - Amount of premiums due from SMI termination date through June/Year of GEP
                  Enrollment or Month/Year of 3rd-party buy-in – $$$$.¢¢
               
               F15-2 - Amount of premiums due from first month of SMI eligibility through June/Year
                  of GEP Enrollment or Month/Year of 3rd-party buy-in – $$$$.¢¢
               
               F16-1 - your
               F16-2 - their
               F17-1 - SMI termination date – MM/CCYY
               F17-2 - First month of SMI eligibility – MM/CCYY
               F18 - Month/year of GEP enrollment or 3rd-party buy-in – MM/CCYY