Abandon Reclamation Request – EFT

Form SSA-1714. A request for Treasury to stop a direct deposit reclamation that has been requested by SSA.

ACH

Automated Clearinghouse, a facility through which financial credits and debits flow electronically.

Alpha List

A monthly listing of all SSA beneficiaries in a certain country.

Automated Enrollment

Technology by which a U.S. financial institution can enroll a customer in direct deposit by sending the information electronically to SSA or another Federal Agency. Also used to enroll beneficiaries in IDD through ITS.gov.

Caisse Populaire

A type of financial institution in Canada, similar to a credit union in the U.S.

Cancellation of Direct Deposit

Used when the beneficiary or representative payee has asked SSA to stop direct deposit of the beneficiary's payments.

Central Bank

The country's main bank for financial policy and deposit of the country's funds.

Contractor Bank

For IDD, the bank selected to move payments between FRBNY and the banks in another country.

Correspondent banking

An arrangement between two banks. Beneficiaries living outside the U.S. can enroll in direct deposit at a U.S. bank, and have payments automatically sent by the U.S. bank to their account at a bank in another country.

Critical Payment System (CPS)

A system for paying Title II payments when regular payments cannot be made. CPS payments can be made by EFT to U.S. bank accounts. They can not be made through IDD, but they can be paid by check to a beneficiary who has IDD, if the mailing address on the MBR is correct.

Cycled Payments

Title II beneficiaries are assigned one of four cycles to receive their payments.

DAN

Depositor's Account Number. For IDD, the field for the DAN on the MBR may contain other information in addition to the account number.

Death Notification Entry (DNE)

Electronic notification of a beneficiary's death that SSA (or other Government agency) transmits to an FI in the U.S.

Debt Collection Improvement Act of 1996

Government law that requires most payments to beneficiaries to be paid electronically.

Deposit Slip/Deposit Ticket

Used by FI customer to deposit money in the correct account. Cannot be used for direct deposit enrollments, because the RTN is usually different.

Depositor's Account Number

DAN. For IDD, the field for the DAN on the MBR may contain other information in addition to the account number.

Direct Deposit Intercept

A stop payment before the payment is routed to a U.S. FI.

Direct Express Card

Direct Deposit using MasterCard, especially for beneficiaries without an FI account.

DNE

Death Notification Entry

Domestic FI

Financial institution in the U.S.

DT

Department of the Treasury

Due Payment

A payment the beneficiary or the beneficiary's estate is entitled to receive.

EFT

Electronic Funds Transfer (direct deposit).

EFT Intercept

Stop payment so the payment does not go to the FI.

Electronic Transfer Account

Special direct deposit account available at some FIs when a customer is receiving government benefits.

Enrollment Form

Request for direct deposit. SF-1199 A for U.S., SSA-1199-XXXX for IDD.

ENR

Enrollment sent by FI, electronically, directly to SSA's systems.

ETA

Electronic Transfer Account

Euro

Local currency for several European countries. IDD is sent in euros to several countries.

FBU

Federal Benefits Unit in a U.S. consular office in a foreign country.

Federal Benefits Unit

Special unit in a U.S. Embassy, a Consulate General, or the Veterans Affairs Regional Office in Manila, Philippines. The FBU processes work for SSA and some other agencies.

Federal Reserve Bank

Central bank of the U.S.

Federal Reserve Bank of New York

SSA's fiscal agent for International Direct Deposit.

FI

Financial Institution.

FO

SSA Field Office in the U.S.

FRB

Federal Reserve Bank, the central bank of the U.S.

FRBNY

Federal Reserve Bank of New York, SSA's fiscal agent for International Direct Deposit.

Go Direct

Dept. of the Treasury's campaign to increase direct deposit of U.S. government payments.

Green Book

Department of the Treasury's instructions for banks re Government direct deposit.

IDD

International Direct Deposit.

IDD Enrollment Form

SSA-1199-XXXX. A variation of the SF-1199A that includes spaces for an IDD country's bank and account number information.

IDD Intercept

Stop payment at FRBNY so IDD payment does not go to the foreign FI.

IDD Mass Enrollment

SSA or the FBU notifies all check receivers in a country when IDD becomes available, or when the RFBO wants to increase direct deposit.

IDD Nonreceipt

Manual search for allegedly missing IDD payment, through FRBNY or the FBU.

IDD Reclamation

Manual request for return of an IDD payment after death.

Incorrect Payment

Payment made after death and not due the beneficiary or beneficiary's estate.

Intercept

Stop payment before it goes to an FI.

Investment Account

An account at an investment firm, not legal for EFT directly between SSA and the account.

ITS.gov

A secure Internet site at Treasury operated by FRBNY for IDD enrollments, beneficiary lists, payment reports, payments, and returned payments.

Joint Account

An FI account held by more than one person or other entity.

Local Currency

The type of money used in a certain country. Most IDD payments are paid in local currency, such as the euro.

Mass Enrollment

Direct deposit enrollment of a large group of people, especially when IDD or correspondent banking first becomes available in a country, or when the Federal Benefits Officer wants to increase direct deposit use.

MBR

Master Beneficiary Record, the SSA online record of all Title II beneficiaries.

MICR Line

Information about bank code and depositor account number at the bottom of a check.

Multi-country

A term used for IDD situations when an FI has a contract with FRBNY for IDD to more than one country.

Non-Bank Financial Service Provider (FSP)

Entity that offers direct deposit to customers through a regular FI.

Nonreceipt of Direct Deposit

The beneficiary alleges not receiving an EFT payment at a U.S. FI.

Nonreceipt of International Direct Deposit (IDD)

The beneficiary alleges not receiving a payment made through IDD (RTN begins with 5, 6, or 7).

Notification of Change (NOC)

A change input by the FI when some portion of the direct deposit information is incorrect, and a change to a new account is not involved. For IDD, NOCs can be input through ITS.gov.

OFPO

Office of Financial Policy and Operations.

OIO

Office of International Operations, the PC responsible for payments to beneficiaries living abroad. Also known as PC8.

OPRP

Office of Payment and Recovery Policy in OFPO, responsible for direct deposit (including IDD) and other payment policy, including nonreceipt, reclamations, and overpayments.

Payment Address - EFT

Direct deposit information.

Payment Intercept - EFT

Stop payment before the payment reaches the FI.

PC

One of SSA's eight Processing Centers.

PHUS

Payment History Update System, for queries about a Title II beneficiary's payment information.

Prenotification (Prenote)

A zero dollar payment transmission from SSA to notify an FI before sending the first actual payment to the account.

PRPS-10

A form previously used to send a reclamation request to FRBNY for IDD payments to certain countries.

PRPS-11

A form previously used to send nonreceipt information to FRBNY for certain countries.

Quick Start

Automated Enrollment

REACT

Returned Check Action program, for processing returns of payments (EFT or check).

Reclamation

Action to get a return of an improper payment after death.

Redirect - IDD

Authorization to an FI to change IDD information after the payment has been sent, so it can be deposited in the correct account.

RFBO

A Dept. of State Regional Federal Benefits Officer, with responsibility for SSA's and other agencies' work within a group of countries.

Routing and Transit Number

A 9-digit bank code for direct deposit, including a Check Digit at the end. The RTN for IDD begins with a prefix to show the country or contractor. If some of the foreign bank code doesn't fit in the RTN, it is shown in the DAN field.

RTN

Routing and Transit Number

RTND

The Routing and Transit Number Database has the codes for all U.S. FIs to which payments can be sent via direct deposit.

RTN Prefix Code - IDD

A 2-digit code beginning with 5, 6, or 7 at the front of the RTN to show the country or contractor to which the IDD payment should go.

SF 1199A

Treasury's enrollment form for direct deposit to a U.S. FI account. SSA rarely needs to use this.

FMS 233

Power of Attorney to a bank to cash and deposit a check on behalf of the beneficiary, when IDD is not available in that country.

Single Payment System

(SPS). A system for sending payments for FIs, etc. Also used when a Title II benefit payment cannot be sent through the normal process. Cannot be used for EFT payments to attorneys.

Special Veterans Benefits

SVB.

SPIKE

A unit in a PC that answers calls to SSA's 800 number.

SPS

Single Payment System. For payments to non-beneficiaries. Also for Title II payments that cannot be sent through the normal process.

SSA-1199 - (country)

An enrollment form for IDD to a certain country.

SSA-1710

Payment Reclamation Form used by OIO and some FBUs to request FRBNY to reclaim an improper IDD payment.

SSA-1711

SSA Nonreceipt form, used by OIO and some FBUs for nonreceipt of IDD.

SSA-1712

Notice of Reclamation for U.S. dollar payments to FIs in Canada.

SSA-1712 CN

Notice of Reclamation for Canadian dollar payments to FIs in Canada.

SSA-1713

Statement of Reclamation Action, used for FI to respond when an IDD reclamation request is sent to an FI in another country.

SVB

Special Veterans Benefits

Title VIII

Special Veterans Benefits

Trust Account

An account set up between two individuals, so one can hold the money in trust for the other.

Trust Agreement

A formal arrangement between the beneficiary and an FI to manage the funds in the account. Not acceptable for direct deposit, as FI is usually shown as owner.

TSC

Teleservice Center, where SSA's 800 number calls are directed.

Type of Account

Checking, savings, or other account. For SSA, all direct deposit inputs show either checking or savings.