For NHs born 01/02/1938 or later, full retirement age (FRA) is later than age 65,
but WC/PDB offset still terminates at age 65 before December 19, 2015.
Effective December 19, 2015 or later, WC offset termination now extends from age 65
NOTE: Since WC offset now continues to FRA for individuals attaining age 65 on December
19, 2015 or later, there will be no need for the comparison (reduced RIB to higher
DIB). See 2015 amendment in DI 52101.005.
A RETAP alert, “NH Age 65-Dev DIB Election”, generates in the PC when:
NH is age 64 and 9 months;
Concurrently entitled to DIB and RIB but elected reduced RIB; AND
WC/PDB offset applied to the DIB.
For the RETAP alert, see SM 00619.096.
The claims authorizer (CA) determines if DIB is advantageous. For information regarding
the NH’s election, see RS 00615.110.
If DIB is advantageous, contact the NH to offer the option of electing DIB payment
at age 65.