TN 87 (01-18)
GN 02402.346 Coding Turkish Bank Data for the Master Beneficiary Record (MBR)
A. Background for coding bank data for Turkey
This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Turkey. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.
Special coding identifies the bank data as a Turkish direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Turkey to the beneficiary's local FI.
If you receive an IDD request in a U.S. domestic (non-border), field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.
For detail on IDD requests and forwarding information, see:
B. How we receive IDD bank data
We receive requests to input bank data by mail, phone, or fax by:
If you receive information with discrepancies, see:
C. Multi-country contract
The processing FI in Turkey has “66” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “T” assigned for Turkey.
D. Overview of IDD for Turkey
IDD payments sent to Turkey must be in U.S. Dollar (USD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) to input. DIO faxes incomplete forms to the FBU that serves Turkey. The FBU contacts the beneficiary or FI for the additional information.
E. Description of IDD bank data for Turkey
The data to code IDD for Turkey comes from the International Bank Account Number (IBAN) provided to the beneficiary by his or her FI. The bank data on the MBR reflects 27 characters including the country code of T.
F. Policy to code bank data for Turkey
The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us. When you use one of our systems to establish or change IDD bank data for Turkey (e.g., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)), you must go to ITS.gov to enter:
1. Obtain Swift-BIC code from the FI
The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:
first four characters - bank code (only alpha);
next two characters - ISO 3166-1 alpha two country code (only alpha);
next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and
last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).
2. Process initial award
You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives his or her payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to us.
3. Add or update bank data using our systems
When you add or update IDD bank data using one of our systems (e.g., Post Entitlement Online System (POS), MACADE), you must:
update ITS.gov the same day;
enter all POS direct deposit changes according to normal procedures;
use the chart in this section when you process within four business days of the current operational month (COM) cutoff date.
Are you coding an initial claim?
If yes, go to step 3.
If no, go to step 2.
Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?
If no, STOP.
REASON: The MBR does not accept the IDD information unless the address is in a foreign country.
If yes, go to step 3.
Is the beneficiary's account a USD account in Turkey?
If no, STOP.
REASON: Beneficiaries in Turkey can only receive IDD payments in USD accounts.
If yes, go to step 4.
To derive the nine-digit RTN for Turkey:
Code the prefix of 66 (the multi-country prefix that we and FRBKC designated to use for Turkish IDD);
Verify the accuracy against the ITS.gov help file;
Code the five-digit bank code based on the FI name;
Code a filler “0”; and
Code the one-digit check code of the RTN, from the Title II Interactive Comps.
NOTE: The final digit is the U.S. check digit code and is subject to change. Obtain the check digit code through the Title II Interactive Comps from the Main Menus 07/Sub Menu 16.
Code the account type:
“S” for savings, or
“C” for checking.
If the beneficiary does not indicate an account type, use a “C” for checking account.
To code the Depositor Account Number (DAN) for Turkey,
code as follows
You must take action on the same business day to enter all the information into ITS.gov listed in the introduction of GN 02402.346F in this section.
You must access ITS.gov or ask a co-worker to update the required information into ITS.gov.
FRBKC rejects the payment and returns it to our agency when we do not send all required information.
G. Example of coding bank data for Turkey
The customer provides us with a sign-up form for Turkey that contains: TR330006100519786457841326.
The first two characters of the IBAN are “TR” that represents the International Organization for Standardization (ISO) country code.
The third and fourth characters of the IBAN are the IBAN check digit.
Never code the IBAN country code and the check digit to the MBR for Turkey.
The fifth through ninth characters represent the bank identifier.
The tenth character is a filler “0.”
The last 16 characters represent the account number.
1. Derive the RTN
To derive the RTN for Turkey, code:
Prefix “66” (the multi-country prefix for Turkey);
Five-digit bank code “00061” based on FI name after checking the ITS.gov help file;
One-digit check code “8” (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16); and
Type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.
2. Derive the DAN
To derive the DAN for Turkey, code:
a. You will obtain the bank coding information
b. The coding in POS reflects this information
DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 660006108
ACCOUNT TYPE (C/S): C
DEPOSITOR ACCOUNT NUMBER: T0519786457841326
CANCEL DIRECT DEPOSIT (Y):
DIRECT EXPRESS (Y):
c. The MBR reflects this information
GN 00203.020 Identity of Claimants
GN 01010.255 Adjudication of Foreign Claims
GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization
GN 02402.025 Direct Deposit Post Entitlement Interview
GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.
GN 02402.205 Direct Deposit Enrollment Outside the U.S.
ITS.gov International Treasury Services (U.S. Treasury system)