TN 47 (02-13)

GN 02402.346 Coding Turkish Bank Data for the Master Beneficiary Record (MBR)

A. Coding Turkish bank data for International Direct Deposit (IDD)

This section describes how to code bank data for IDD of Title II benefits to a financial institution (FI) in Turkey. Social Security Administration (SSA) stores bank data on the MBR in the same fields used for United States (U.S.) direct deposit. Special coding identifies the data as a Turkish direct deposit and allows SSA to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Turkey to the beneficiary's FI.

NOTE: U.S. domestic (i.e., non-border) field offices (FOs) should not attempt to process an IDD request for this country. U.S. domestic FOs must forward all appropriate information Office of Earnings and International Operations, Division of International Operations (OEIO, DIO) for processing (For more information on forwarding IDD information, see GN 02402.205C, GN 01010.255, and GN 01702.310C).

1. Where to obtain bank data

We receive requests to input bank data by mail, phone or fax in the following formats:

  • a blank check,

  • an International Direct Deposit Sign-Up Form for Turkey (SSA-1199-OP27) (see GN 02402.346F in this section), or

  • any document that contains the required banking information.

NOTE: If upon receipt of the information, there are any discrepancies, follow instructions for the identity of claimant in GN 00203.020 and direct deposit post-entitlement interview in GN 02402.025.

2. Multi-country contract

The processing FI in Turkey will have a prefix of “66” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “T” assigned for Turkey.

B. Overview of IDD for Turkey

IDD payments sent to Turkey must be in U.S. dollar (USD) accounts at local FIs. SSA does not send IDD payments to a Turkish Lira account at this time. The beneficiary must provide complete information to the Embassy, Consulate, DIO for input. DIO will fax incomplete forms to the Federal Benefits Unit (FBU) at the U.S. Embassy or Consulate that serves that territory so they can contact the beneficiary or FI for additional information.

C. Description of Turkish direct deposit bank data

The data for coding IDD for Turkey will come from banks the FRBKC has determined can handle the IDD process. The IDD coding for Turkish bank data consists of 29 characters including the country code of “T” for Turkey. The account number contains the following codes:

  1. a 9-digit Routing and Transit Number (RTN) 66BBBB00X:

    • 66 = the country code field,

    • BBBB = the 4-digit bank code based on FI name,

    • the digits in positions seven and eight represent the first 2 digits of the branch code,

    • X = the check digit code; and


    • “T” is for Turkey (a 1-digit country code),

    • the next 3 digits “000” = the branch code, and

    • an account number containing 2–19 digits.

NOTE: The account type, when enrolling in International Treasury Services (, can be defaulted to “checking” if there is no indication of whether the account is a “checking” or a “savings” account.

D. Procedure for coding Turkish routing and account numbers

The FRBKC relies on SSA to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC will reject the payment and return the funds to SSA. You can code bank data for Turkey through when establishing or changing IDD or use an SSA system (i.e., POS, MACADE, etc.). When using, bank data will post to the MBR within four business days.

1. Initial award processing

If you are working on an initial award, you must update using the bank account information prior to processing the award, to ensure that the beneficiary will receive his or her payment. If the complete bank account information is not in when the payment processes, the payment will “reject” and return to SSA.

2. Adding or updating bank data using SSA systems

If you use an SSA system (i.e., POS, MACADE) to add or update bank data to an MBR, do not input the bank account information into because the information will transfer to on the next business day.

NOTE: If it is within 4 business days of the current operational month (COM) cutoff date, use the procedure outlined below to code bank data to the MBR using an SSA system:




Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.


Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If yes, go to step 3.

If no, STOP.

REASON: The MBR will not accept the IDD information.


To derive the 9-digit RTN for Turkey:

  • Start with 66 (the multi-country prefix that SSA and FRBKC have designated to use for the Turkey IDD);

  • Code the 4-digit bank code based on the FI name after verifying the accuracy against the help file;

  • Code the first 2 positions of the branch code “00”; and

  • Code the check digit code of the RTN, which you will obtain through Title II Interactive Comps.

    NOTE: The final digit is the U.S. check digit code and is subject to change. Obtain the check digit code through the Title II Interactive Comps from the Main Menus 07/Sub Menu 16.


Code the Type of Account as an “S” for savings or a “C” for checking. If there is no indicated account type, use a “C” for checking account.


To code the DAN for Turkey:

  • Start with a country code of “T” designated for Turkey,

  • Code the remaining 3 digits of the branch code “000”, and

  • Code the 2–19 digit account number,

NOTE: SSA sends IDD payments for Turkey in U.S. dollars to local FI accounts.

E. Example of coding Turkish bank data

The customer provides us with a sign-up form for Turkey containing the following information:

  • Bank Code: 1234,

  • Branch Code: 00000, and

  • Account Number: 1234567891234567890.

1. Derive the RTN as follows:

  • Code the prefix of 66 (the multi-country prefix for Turkey);

  • Code the 4-digit bank code “1234” based on FI name after checking the help file;

  • Code the first 2 positions of the branch code “00”;

  • Code the 1-digit check code (i.e., 8) (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16); and

  • Code the type of account as a “C” for Checking or an “S” for Savings. If there is no indicated account type, use a “C” for Checking.

2. Derive the DAN as follows:

  • use the letter “T” (for Turkey),

  • the remaining 3 digits of the branch code “000”, and

  • the 19-digit DAN “1234567891234567890”.

The coder will obtain the following:

RTN: 661234008


DAN: T0001234567891234567890

The coding in POS will reflect:



DEPOSITOR ACCOUNT NUMBER: T0001234567891234567890



The MBR will reflect the following information:

RTN-661234008 DAN-CT0001234567891234567890

F. Exhibit – SSA-1199-OP27 (International Direct Deposit Sign-Up Form for Turkey)

To view this form, go to SSA-1199–OP27.

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GN 02402.346 - Coding Turkish Bank Data for the Master Beneficiary Record (MBR) - 08/02/2016
Batch run: 08/02/2016